Personal loans in Fordoche, LA
Roughly 874 residents live in Fordoche, the 165th-largest community in Louisiana. Census figures put the 2020-to-2023 decrease in Fordoche at about 3.5%.
In Fordoche, one of 302 Census places in Louisiana, the figure to compare across lenders is the APR, not the advertised rate. Every figure below is Louisiana's own, applied to Fordoche's 874 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Fordoche residents before they take on more. The nearest larger city is Livonia, LA about 5 miles away.
What the Census records for Fordoche
Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.
- Population: 874 — Fordoche ranks 165th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.5% since the 2020 count.
- Net change: roughly 32 fewer people than the 2020 Census counted.
- Size percentile: about 45% of Louisiana's Census places are smaller than Fordoche.
- Land and density: 2.4 square miles of land carry roughly 359 residents per square mile.
- Land area: Fordoche covers 2.4 square miles, the 159th-largest area among Louisiana's 302 places.
- Within Louisiana: about 0.0% of the state's population lives in Fordoche.
- National rank: Fordoche is the 10,810th most populous of the 19,457 Census places covered here.
- Growth rank: Fordoche ranks 176th among Louisiana's 302 places for the 2020-to-2023 change.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Fordoche's 3.5%.
- Density rank: Fordoche is the 194th most densely settled place in Louisiana.
- Density vs Louisiana: Fordoche's 359 people per square mile compare with a state median of 534.
- Location: coordinates 30.5940, -91.6179 (US Census Bureau Gazetteer).
- Nearest larger cities: Livonia (5 mi); Krotz Springs (9 mi); New Roads (12 mi); St. Francisville (19 mi); Port Barre (20 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Maringouin (9 mi); Morganza (10 mi); Melville (10 mi).
- Within a 50-mile radius: 20 smaller Census places.
- Within 100 miles: 111 places are larger than Fordoche.
Lender access in Fordoche
With about 359 residents per square mile, Fordoche is lightly settled, and 49 larger Census places sit within 50 miles. A Louisiana licence lets a lender serve Fordoche without a local office, so branch density does not change what its 874 residents are offered. The nearest larger city, Livonia, LA about 5 miles away.
Before you apply in Fordoche
For Fordoche's roughly 874 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Louisiana licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Louisiana; what changes is your credit file, not the fact that Fordoche holds 874 people.
What Louisiana law requires in Fordoche
Read the table as a lender's compliance picture for Fordoche: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Fordoche's place among Louisiana's 302 places
Fordoche is the 165th-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. For population change between 2020 and 2023, Fordoche ranks 176th of 302 in Louisiana (about the 42th percentile). Its roughly 359 residents per square mile place it 194th among Louisiana's places. Within 50 miles sit 20 smaller Census places, alongside the 49 that are larger.
Land, water and location for Fordoche
Inside Fordoche's boundaries lie about 2.4 square miles of land, with no significant water area recorded. With 874 residents, the land area yields roughly 359 people per square mile. The state's population centre of gravity, New Orleans, is roughly 107 miles away. A 50-mile radius around Fordoche takes in 49 places that are larger. By land area it ranks 159th of 302 Louisiana places.
Common questions
What are my options in Fordoche if my credit is poor?
What loan size can I expect in Fordoche?
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Does comparing loans in Fordoche cost me credit score points?
Nearby places
- Livonia, LA — population 1,166
- Maringouin, LA — population 825
- Morganza, LA — population 503
- Krotz Springs, LA — population 887
- Melville, LA — population 749
- New Roads, LA — population 4,339
- Rosedale, LA — population 631
- Grosse Tete, LA — population 543