Personal loans in Fontana, CA

Where Fontana stands

Most of what governs a Fontana loan is written in California law rather than in the city; the sourced notes below make that split concrete.

• Population: about 215,465, ranked 20th of 482 places in California (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 3.4% between 2020 and 2023.
• People gained or lost: about 7,063 more since the 2020 base.
• Size percentile: about 96% of California communities are smaller than Fontana (215,465 residents).
• Density: roughly 4,978 residents per square mile, spread over 43.3 sq mi of land.
• Land area: Fontana covers 43.3 square miles, the 37th-largest area among California's 482 places.
• Within California: about 0.7% of the state's population lives in Fontana.
• National rank: Fontana is the 105th most populous of the 19,457 Census places covered here.
• Growth in California: Fontana stands 48th by percentage change from 2020 to 2023, among 482 places.
• Versus California: the state average change is -1.3%, while Fontana moved 3.4%.
• Density in California: Fontana ranks 139th by people per square mile.
• Density in context: Fontana's 4,978 people per square mile sit against a California median of 3,455.
• Location: the Census Gazetteer records it at 34.1097, -117.4629.
• Nearest larger cities: San Bernardino (10 mi); Riverside (13 mi); Anaheim (24 mi); Irvine (35 mi); Santa Ana (35 mi). Online lenders reach Fontana no matter how far the nearest branch is.
• Smaller towns nearby: Rialto (4 mi); Rancho Cucamonga (6 mi); Jurupa Valley (7 mi).
• Smaller neighbours: 125 places smaller than Fontana sit within 50 miles.
• At 100 miles: 9 larger Census places fall inside that radius.

What a Fontana borrower is actually offered

A Fontana personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 215,465 residents. Two numbers drive a Fontana loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Fontana loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Fontana's place among California's 482 places

Among California's 482 places, Fontana sits at 20th for population, a share of roughly 0.7% of the state. Its 2020-to-2023 change ranks 48th of 482 California places, putting it near the 90th percentile for growth. At about 4,978 people per square mile, Fontana is the 139th most densely settled place in California. The population moved by about 7,063 people between 2020 and 2023, a 3.4% shift.

Fontana on the map

Fontana covers about 43.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 4,978 people per square mile. For the state's biggest city, Los Angeles, the distance is roughly 55 miles. Counting outward 50 miles, 6 larger communities surround Fontana. Within the same 50 miles lie 125 smaller Census places.

What is available to Fontana borrowers

Fontana is a fairly dense community of about 215,465 people, with 6 larger places inside a 50-mile radius. What is available to Fontana's 215,465 borrowers is set by California licensing and your own credit, not by how many branches are nearby. The nearest bigger place is San Bernardino, CA about 10 miles away.

California consumer-lending rules applied in Fontana

The rows below set out what a licensed lender must follow in California, and so for Fontana's roughly 215,465 residents.