Personal loans in Foley, MO
The roughly 101 people who live in Foley borrow under Missouri rules; city hall sets no personal-loan rate. The Census counts 101 people in Foley, the 795th-largest figure among Missouri's 937 places.
A 2020-to-2023 comparison shows Foley up by about 9.8%. A lender that serves Foley operates under Missouri lending statutes and a Missouri supervisor. Verify the lender's Missouri licence against the regulator named below before borrowing in Foley. The next larger city is Winfield, MO about 4 miles away.
Foley: population, trend and location
Set out below is Foley's local context next to the state-level rules that reach every lender here.
- Population: an estimated 101 residents, 795th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 9.8% across the 2020-to-2023 comparison.
- People gained or lost: about 9 more since the 2020 base.
- Size percentile: roughly 15% of Missouri's places have fewer residents than Foley's 101.
- Population density: about 515 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Foley's 0.2 square miles rank 805th of 937 places in Missouri.
- Share of Missouri: Foley holds about 0.0% of the state's population, some 101 people.
- Nationally: Foley is the 18,103rd-largest of 19,457 Census places in the dataset.
- Growth rank: Foley ranks 25th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Foley moved 9.8%.
- Density rank: Foley is the 623rd most densely settled place in Missouri.
- Density vs Missouri: Foley's 515 people per square mile compare with a state median of 743.
- Location: 39.0454 / -90.7408, per the US Census Bureau Gazetteer.
- Nearest larger cities: Winfield (4 mi); Batchtown (5 mi); Old Monroe (8 mi); Fountain N' Lakes (8 mi); Elsberry (9 mi). Living near a larger metro rarely changes what is available in Foley.
- Nearest smaller towns: Hamburg (13 mi); Annada (16 mi); Paynesville (17 mi).
- Smaller neighbours: 24 places smaller than Foley sit within 50 miles.
- Within 100 miles: 545 places are larger than Foley.
The Missouri lending rules that reach Foley
These are Missouri's sourced lending facts as they reach Foley's 101 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Foley: area, density and distance
The Census Gazetteer records about 0.2 square miles of land within Foley, with no significant water area listed. That land carries about 515 people per square mile. The state's population centre of gravity, Kansas City, is roughly 204 miles away. Counting outward 50 miles, 218 larger communities surround Foley. The 100-mile radius contains 545 larger places.
Borrowing reach in Foley
Foley is moderately settled, with about 515 people per square mile and 218 larger places within 50 miles. A Missouri licence lets a lender serve Foley without a local office, so branch density does not change what its 101 residents are offered. The nearest larger city, Winfield, MO about 4 miles away.
Before you apply in Foley
Before you hand your details to a lender in Foley, where the population is near 101:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Foley as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 101 residents.
Foley's place among Missouri's 937 places
Among Missouri's 937 places, Foley sits at 795th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Foley stands 25th among Missouri's 937 places — roughly the 97th percentile. By density, at about 515 people per square mile, it ranks 623rd in Missouri. Between 2020 and 2023 the count changed by roughly 9 residents.
Common questions
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Nearby places
- Winfield, MO — population 1,602
- Batchtown, IL — population 163
- Old Monroe, MO — population 269
- Elsberry, MO — population 2,051
- Fountain N' Lakes, MO — population 185
- Chain of Rocks, MO — population 104
- Hardin, IL — population 786
- Brussels, IL — population 117