Personal loans in Floyd, NM

Borrowing in Floyd: the local picture

Floyd is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 85 people live here, which puts Floyd 98th of 105 Census places in New Mexico (Vintage 2023).
• Population trend: Down about 1.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: about 7% of New Mexico communities are smaller than Floyd (85 residents).
• Population density: about 28 people per square mile (Census land area 3.1 sq mi).
• Land area rank: Floyd's 3.1 square miles rank 62nd of 105 places in New Mexico.
• State share: roughly 0.0% of New Mexico's residents live in Floyd (85 people).
• National rank: Floyd sits 18,393rd by population among the 19,457 places in this dataset.
• Growth rank: Floyd's 2020-to-2023 change ranks 54th of 105 places in New Mexico.
• State comparison: New Mexico's places average -0.8% for 2020-to-2023, against Floyd's 1.2%.
• Density rank: Floyd is the 104th most densely settled place in New Mexico.
• Against the state median: Floyd runs about 28 residents per square mile, where the New Mexico median is 475.
• Location: mapped by the US Census Bureau at 34.2286, -103.5761.
• Nearest larger cities: Portales (13 mi); Melrose (14 mi); Elida (20 mi); Dora (25 mi); Clovis (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: House (35 mi); Causey (36 mi); Grady (44 mi).
• Within a 50-mile radius: 3 smaller Census places.
• At 100 miles: 48 larger Census places fall inside that radius.

Floyd in state context

Floyd is the 98th-largest of 105 Census places in New Mexico and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Floyd stands 54th among New Mexico's 105 places — roughly the 49th percentile. At about 28 people per square mile, Floyd is the 104th most densely settled place in New Mexico. The population moved by about 1 people between 2020 and 2023, a 1.2% shift.

Land, water and location for Floyd

Floyd covers about 3.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 28 people per square mile. For the state's biggest city, Albuquerque, the distance is roughly 185 miles. Floyd has 10 larger places within a 50-mile radius. The 100-mile radius contains 48 larger places.

How a Floyd personal loan is priced

In Floyd, a small community of about 85, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Floyd's 85 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Floyd decides the split between a comfortable payment and the total interest you pay.

Lender access in Floyd

Floyd is sparsely settled, with about 28 people per square mile and 10 larger places within 50 miles. Distance to a branch rarely matters for Floyd's 85 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Portales, NM about 13 miles away.

The New Mexico lending rules that reach Floyd

New Mexico has no separate rate rule for Floyd; the sourced rows below are what reach every lender that serves its 85 people.