Personal loans in Floresville, TX

With roughly 8,306 residents, Floresville is a small town, and the lending rules its borrowers live under are written in Texas, not by the city.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Every figure below is Texas's own, applied to Floresville's 8,306 residents, with the publisher and retrieval date attached. With an estimated 8,306 residents, Floresville is the 281st-largest of 1,224 places in Texas. Read the disclosure for an origination fee and any prepayment penalty before signing in Floresville. A 2020-to-2023 comparison shows Floresville up by about 15.2%. The nearest larger city is Pleasanton, TX about 24 miles away.

Floresville by the numbers

The figures below are Floresville's own — Census population, land area and coordinates — followed by the Texas rules.

Floresville: area, density and distance

The Census Gazetteer records 7.7 square miles of land and 0.03 square miles of water within Floresville. Spread across it are roughly 1,080 residents per square mile. Houston, the largest place in Texas, is about 173 miles from Floresville. Counting outward 50 miles, 12 larger communities surround Floresville. The 100-mile radius contains 39 larger places.

Floresville's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Floresville ranks 281st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Floresville ranks 136th of 1,224 in Texas (about the 89th percentile). Its roughly 1,080 residents per square mile place it 464th among Texas's places. The population moved by about 1,096 people between 2020 and 2023, a 15.2% shift.

How a Floresville personal loan is priced

A Floresville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 8,306 residents. A lender serving Floresville's 8,306 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Floresville decides the split between a comfortable payment and the total interest you pay.

Texas rules behind a Floresville personal loan

These are Texas's sourced lending facts as they reach Floresville's 8,306 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

How lenders reach Floresville

At roughly 1,080 people per square mile, Floresville is moderately settled; 12 larger places lie within 50 miles. A Texas licence lets a lender serve Floresville without a local office, so branch density does not change what its 8,306 residents are offered. The nearest bigger place is Pleasanton, TX about 24 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Floresville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Floresville is the same as anywhere in Texas.
What loan size can I expect in Floresville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Floresville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Floresville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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