Personal loans in Flemington, MO
Flemington is one of 937 Census places in Missouri; its 114 residents put it at 773rd. From the 2020 Census base to the 2023 estimate, the population rose by about 3.6%.
Personal loans in Flemington are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 114 population. Consumer lending that reaches Flemington's 114 residents is governed by Missouri statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in Flemington. The closest larger place is Humansville, MO about 4 miles away.
Flemington: population, trend and location
The figures below are Flemington's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: 114 people, a figure that places Flemington 773rd among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.6% more residents than the 2020 Census counted.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: roughly 18% of Missouri places rank below Flemington.
- Density: the Census land area of 0.3 sq mi holds about 344 people per square mile.
- By land area: Flemington ranks 674th among Missouri's 937 places, at 0.3 sq mi.
- State population share: Flemington accounts for about 0.0% of everyone in Missouri.
- National rank: Flemington is 17,878th of 19,457 places nationwide.
- Growth rank: Flemington ranks 153rd among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Flemington's 3.6% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Flemington is the 759th most densely settled place in Missouri.
- Density in context: Flemington's 344 people per square mile sit against a Missouri median of 743.
- Location: coordinates 37.8039, -93.5014 (US Census Bureau Gazetteer).
- Nearest larger cities: Humansville (4 mi); Weaubleau (6 mi); Collins (9 mi); Wheatland (11 mi); Fair Play (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Gerster (11 mi); Vista (16 mi); Aldrich (18 mi).
- Within a 50-mile radius: 14 smaller Census places.
- Larger places within 100 miles: 327.
What is available to Flemington borrowers
Flemington is a lightly settled community of about 114 people, with 59 larger places inside a 50-mile radius. Whether Flemington has a local branch or not, a Missouri-licensed lender can serve its 114 people online on the same terms. For a larger market, the closest option is Humansville, MO about 4 miles away.
Land, water and location for Flemington
Inside Flemington's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 114 residents, the land area yields roughly 344 people per square mile. The state's population centre of gravity, Kansas City, is roughly 107 miles away. Flemington has 59 larger places within a 50-mile radius. Within the same 50 miles lie 14 smaller Census places.
Which Missouri laws govern a loan in Flemington
Read the table as a lender's compliance picture for Flemington: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
What to do before borrowing in Flemington
These steps shape the offer you get in Flemington, a place of about 114 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Flemington-specific: the same Missouri licensing and disclosure rules reach all 114 residents.
How personal loans work in Flemington
Most loans made to Flemington's 114 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Flemington loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Flemington decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Flemington if my credit is poor?
What loan size can I expect in Flemington?
Do I have to pledge anything to borrow in Flemington?
Does comparing loans in Flemington cost me credit score points?
Nearby places
- Humansville, MO — population 934
- Weaubleau, MO — population 396
- Collins, MO — population 132
- Gerster, MO — population 16
- Wheatland, MO — population 287
- Fair Play, MO — population 450
- Bolivar, MO — population 11,338
- Hermitage, MO — population 638