Personal loans in Firth, ID
Personal loans in Firth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 541 population. With 541 residents, Firth outranks about 38% of the communities in Idaho.
Decide the purpose of the loan and your repayment plan before sharing any details with a Firth lender. Census figures put the 2020-to-2023 increase in Firth at about 4.4%. A lender that serves Firth operates under Idaho lending statutes and a Idaho supervisor. The closest larger place is Shelley, ID about 6 miles away.
What the Census records for Firth
Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.
- Population: a Census-estimated 541, 122nd among Idaho's 197 places (Vintage 2023).
- Population trend: About 4.4% above the 2020 Census base.
- Net change: roughly 23 more people than the 2020 Census counted.
- Size percentile: roughly 38% of Idaho places rank below Firth.
- Population density: about 941 people per square mile (Census land area 0.6 sq mi).
- By land area: Firth ranks 144th among Idaho's 197 places, at 0.6 sq mi.
- Within Idaho: about 0.0% of the state's population lives in Firth.
- National rank: Firth sits 12,840th by population among the 19,457 places in this dataset.
- Growth rank: Firth ranks 115th among Idaho's 197 places for the 2020-to-2023 change.
- State comparison: Idaho's places average +7.1% for 2020-to-2023, against Firth's 4.4%.
- Density rank: Firth is the 104th most densely settled place in Idaho.
- Density in context: Firth's 941 people per square mile sit against a Idaho median of 1,026.
- Location: the Census Gazetteer records it at 43.3058, -112.1834.
- Nearest larger cities: Shelley (6 mi); Blackfoot (11 mi); Idaho Falls (15 mi); Ammon (16 mi); Iona (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Basalt (1 mi); Lewisville (28 mi); Mud Lake (40 mi).
- Smaller neighbours: 9 places smaller than Firth sit within 50 miles.
- Within 100 miles: 45 places are larger than Firth.
Firth against the rest of Idaho
Among Idaho's 197 places, Firth sits at 122nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Firth ranks 115th of 197 in Idaho (about the 42th percentile). By density, at about 941 people per square mile, it ranks 104th in Idaho. By land area, its 0.6 square miles rank 144th of 197 places in Idaho.
The state rulebook for Firth
This table holds the Idaho rate and licensing rules for consumer loans made to Firth's 541 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
Lender access in Firth
With about 941 residents per square mile, Firth is moderately settled, and 19 larger Census places sit within 50 miles. What is available to Firth's 541 borrowers is set by Idaho licensing and your own credit, not by how many branches are nearby. The nearest larger city, Shelley, ID about 6 miles away.
The geography behind Firth
Firth's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 941 people per square mile. For the state's biggest city, Boise City, the distance is roughly 204 miles. Counting outward 50 miles, 19 larger communities surround Firth. The 100-mile radius contains 45 larger places.
What shapes a Firth personal loan
Most loans made to Firth's 541 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Firth's 541 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Firth loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Firth if my credit is poor?
What loan size can I expect in Firth?
Do I have to pledge anything to borrow in Firth?
Does comparing loans in Firth cost me credit score points?
Nearby places
- Basalt, ID — population 371
- Shelley, ID — population 5,182
- Blackfoot, ID — population 12,999
- Idaho Falls, ID — population 68,001
- Ammon, ID — population 19,617
- Iona, ID — population 3,105
- Ucon, ID — population 1,235
- Roberts, ID — population 578