Personal loans in Finger, TN
Which products a lender may offer to Finger's 275 residents follows from the Tennessee consumer-lending framework. Finger is a small community of about 275 residents, and a personal loan taken out here is governed by Tennessee statute.
Finger ranks 324th of 344 places in Tennessee, with a population near 275. A 2020-to-2023 comparison shows Finger up by about 0.4%. Begin with the payment, then weigh APR and total interest across the lenders that reach Finger's 275 residents. The next larger city is Henderson, TN about 6 miles away.
What the Census records for Finger
Finger is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 275, ranked 324th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.4% above the 2020 Census base.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: with 275 residents, Finger is larger than about 6% of Tennessee's Census places.
- Land and density: 1.6 square miles of land carry roughly 175 residents per square mile.
- Land area: Finger covers 1.6 square miles, the 278th-largest area among Tennessee's 344 places.
- Share of state population: Finger's 275 residents are about 0.0% of Tennessee.
- National rank: Finger is the 15,413th most populous of the 19,457 Census places covered here.
- Growth in Tennessee: Finger stands 229th by percentage change from 2020 to 2023, among 344 places.
- Versus Tennessee: the state average change is +2.4%, while Finger moved 0.4%.
- Density in Tennessee: Finger ranks 307th by people per square mile.
- Against the state median: Finger runs about 175 residents per square mile, where the Tennessee median is 553.
- Location: mapped by the US Census Bureau at 35.3570, -88.6170.
- Nearest larger cities: Henderson (6 mi); Bethel Springs (8 mi); Selmer (13 mi); Milledgeville (14 mi); Adamsville (16 mi). Larger metros often have more branches, but online lenders reach Finger on the same terms.
- Nearest smaller towns: Enville (11 mi); Silerton (11 mi); Hornsby (15 mi).
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 247 larger Census places fall inside that radius.
The Tennessee lending rules that reach Finger
This table holds the Tennessee rate and licensing rules for consumer loans made to Finger's 275 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How Finger compares across Tennessee
Against Tennessee's other places, Finger accounts for about 0.0% of the state's population and ranks 324th of 344 by size. On the 2020-to-2023 trend, Finger stands 229th among Tennessee's 344 places — roughly the 33th percentile. Its roughly 175 residents per square mile place it 307th among Tennessee's places. Within 50 miles sit 11 smaller Census places, alongside the 58 that are larger.
The Finger borrowing checklist
For Finger's roughly 275 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Tennessee regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
What differs between Finger and the rest of Tennessee is not the process but the borrower's own file, among the 275 people here.
Getting a loan in Finger
Finger is a lightly settled community of about 275 people, with 58 larger places inside a 50-mile radius. Whether Finger has a local branch or not, a Tennessee-licensed lender can serve its 275 people online on the same terms. The nearest bigger place is Henderson, TN about 6 miles away.
Finger on the map
Finger's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 175 people per square mile. The largest place in Tennessee, Memphis, lies about 78 miles away. A 50-mile radius around Finger takes in 58 places that are larger. The 100-mile radius contains 247 larger places.
Common questions
What are my options in Finger if my credit is poor?
What loan size can I expect in Finger?
Do I have to pledge anything to borrow in Finger?
Does comparing loans in Finger cost me credit score points?
Nearby places
- Henderson, TN — population 6,412
- Bethel Springs, TN — population 749
- Selmer, TN — population 4,482
- Enville, TN — population 186
- Silerton, TN — population 97
- Hornsby, TN — population 259
- Milledgeville, TN — population 277
- Medon, TN — population 191