Personal loans in Fielding, UT
The Census counts 622 people in Fielding, the 181st-largest figure among Utah's 255 places. Fielding is a small community in Utah, with an estimated 622 residents, and every licensed lender here follows the same state rulebook.
Begin with the payment, then weigh APR and total interest across the lenders that reach Fielding's 622 residents. To lend to Fielding's 622 residents, a company must hold a Utah licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Fielding up by about 12.1%. The closest larger place is Garland, UT about 6 miles away.
Borrowing in Fielding: the local picture
Read the local figures below as context; read the sourced Utah table as the rulebook a lender here must follow.
- Population: a Census-estimated 622, 181st among Utah's 255 places (Vintage 2023).
- Population trend: Higher by roughly 12.1% since the 2020 count.
- People gained or lost: about 67 more since the 2020 base.
- Size percentile: bigger than about 29% of the places in Utah, with 622 residents in Fielding.
- Land and density: 0.5 square miles of land carry roughly 1,165 residents per square mile.
- Land area rank: Fielding's 0.5 square miles rank 245th of 255 places in Utah.
- Within Utah: about 0.0% of the state's population lives in Fielding.
- Nationally: Fielding is the 12,275th-largest of 19,457 Census places in the dataset.
- Growth in Utah: Fielding stands 39th by percentage change from 2020 to 2023, among 255 places.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Fielding's 12.1%.
- Density rank: Fielding is the 88th most densely settled place in Utah.
- Density vs Utah: Fielding's 1,165 people per square mile compare with a state median of 705.
- Location: the Census Gazetteer records it at 41.8125, -112.1173.
- Nearest larger cities: Garland (6 mi); Newton (7 mi); Tremonton (7 mi); Clarkston (8 mi); Elwood (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Plymouth (4 mi); Deweyville (8 mi); Trenton (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 19 smaller Census places.
- Within 100 miles: 119 places are larger than Fielding.
What shapes a Fielding personal loan
A Fielding personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 622 residents. A lender serving Fielding's 622 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fielding loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Utah law requires in Fielding
The rows below set out what a licensed lender must follow in Utah, and so for Fielding's roughly 622 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
How lenders reach Fielding
At roughly 1,165 people per square mile, Fielding is moderately settled; 49 larger places lie within 50 miles. Distance to a branch rarely matters for Fielding's 622 residents: the application is online and the price follows your credit file. The nearest larger city, Garland, UT about 6 miles away.
Fielding in state context
Within Utah, Fielding holds roughly 0.0% of all residents, the 181st-largest share among 255 places. Its 2020-to-2023 change ranks 39th of 255 Utah places, putting it near the 85th percentile for growth. At about 1,165 people per square mile, Fielding is the 88th most densely settled place in Utah. In land area, Fielding ranks 245th among Utah's 255 places.
Fielding: area, density and distance
Inside Fielding's boundaries lie about 0.5 square miles of land, with no significant water area recorded. With 622 residents, the land area yields roughly 1,165 people per square mile. Salt Lake City, the largest place in Utah, is about 72 miles from Fielding. Fielding has 49 larger places within a 50-mile radius. By land area it ranks 245th of 255 Utah places.
Common questions
What are my options in Fielding if my credit is poor?
What loan size can I expect in Fielding?
Do I have to pledge anything to borrow in Fielding?
Does comparing loans in Fielding cost me credit score points?
Nearby places
- Plymouth, UT — population 438
- Garland, UT — population 2,668
- Tremonton, UT — population 12,411
- Deweyville, UT — population 434
- Clarkston, UT — population 757
- Newton, UT — population 829
- Elwood, UT — population 1,280
- Mendon, UT — population 1,334