Personal loans in Fennimore, WI
The 2020 count to the 2023 estimate shows about 0.1% decline in Fennimore. By population, Fennimore sits at 222nd in Wisconsin, with an estimated 2,759 residents. The first question in Fennimore is not the rate on offer but whether the payment fits; about 2,759 people live here under Wisconsin lending law. Judge Fennimore offers on total cost, not on how quickly the money arrives. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Fennimore's 2,759 residents. For a bigger market, look to Lancaster, WI about 10 miles away.
Local context for Fennimore
Set out below is Fennimore's local context next to the state-level rules that reach every lender here.
- Population: an estimated 2,759 residents, 222nd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.1% since the 2020 count.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: Fennimore sits ahead of around 63% of Wisconsin places, at 2,759 people.
- Population density: about 1,594 people per square mile across 1.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Fennimore ranks 352nd among Wisconsin's 605 places, at 1.7 sq mi.
- State share: roughly 0.1% of Wisconsin's residents live in Fennimore (2,759 people).
- National standing: Fennimore ranks 6,535th of 19,457 US places.
- Growth in Wisconsin: Fennimore stands 285th by percentage change from 2020 to 2023, among 605 places.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Fennimore's 0.1%.
- Density in Wisconsin: Fennimore ranks 100th by people per square mile.
- Against the state median: Fennimore runs about 1,594 residents per square mile, where the Wisconsin median is 800.
- Location: the Census Gazetteer records it at 42.9794, -90.6492.
- Nearest larger cities: Lancaster (10 mi); Boscobel (12 mi); Platteville (20 mi); Prairie du Chien (25 mi); Dodgeville (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Mount Hope (11 mi); Woodman (11 mi); Montfort (11 mi).
- Smaller places within 50 miles: 112 of them.
- Within 100 miles: 116 places are larger than Fennimore.
How lenders reach Fennimore
With about 1,594 residents per square mile, Fennimore is moderately settled, and 13 larger Census places sit within 50 miles. What is available to Fennimore's 2,759 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lancaster, WI about 10 miles away.
How a Fennimore personal loan is priced
A Fennimore personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,759 residents. The APR tracks your credit score rather than Fennimore's rank of 222nd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Fennimore loan is knowable in advance — unlike a revolving card balance.
Where Fennimore sits
Fennimore covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,594 residents per square mile. Milwaukee, the largest place in Wisconsin, is about 136 miles from Fennimore. Fennimore has 13 larger places within a 50-mile radius. The 100-mile radius contains 116 larger places.
A pre-application checklist for Fennimore
Before you apply in Fennimore, a community of about 2,759, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Fennimore holds 2,759 people.
Wisconsin consumer-lending rules applied in Fennimore
These are Wisconsin's sourced lending facts as they reach Fennimore's 2,759 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Fennimore if my credit is poor?
What loan size can I expect in Fennimore?
Do I have to pledge anything to borrow in Fennimore?
Does comparing loans in Fennimore cost me credit score points?
Nearby places
- Lancaster, WI — population 3,896
- Boscobel, WI — population 3,217
- Woodman, WI — population 120
- Mount Hope, WI — population 209
- Montfort, WI — population 715
- Blue River, WI — population 454
- Livingston, WI — population 646
- Wauzeka, WI — population 625