Personal loans in Felicity, OH

The next larger city is Augusta, KY about 7 miles away. The trend for Felicity between 2020 and 2023 is upward by roughly 1.7%. Rate ceilings, licensing requirements and product limits for Felicity are all set at the Ohio level. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Felicity loan.

Borrowing in Felicity: the local picture

The figures below are Felicity's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: 656 — Felicity ranks 610th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 1.7% from 2020 to 2023.
• Absolute change: 11 residents added between 2020 and 2023.
• Size percentile: about 34% of Ohio communities are smaller than Felicity (656 residents).
• Land and density: 0.3 square miles of land carry roughly 2,485 residents per square mile.
• Land area rank: Felicity's 0.3 square miles rank 805th of 924 places in Ohio.
• Share of Ohio: Felicity holds about 0.0% of the state's population, some 656 people.
• National rank: Felicity sits 12,064th by population among the 19,457 places in this dataset.
• Growth rank: Felicity's 2020-to-2023 change ranks 95th of 924 places in Ohio.
• Versus Ohio: the state average change is +0.9%, while Felicity moved 1.7%.
• Density in Ohio: Felicity ranks 115th by people per square mile.
• Density in context: Felicity's 2,485 people per square mile sit against a Ohio median of 1,289.
• Location: it lies at 38.8388, -84.0985 in the Census Gazetteer.
• Nearest larger cities: Augusta (7 mi); Bethel (9 mi); Georgetown (11 mi); New Richmond (14 mi); Williamsburg (15 mi). Online lenders reach Felicity no matter how far the nearest branch is.
• Nearest smaller places: Chilo (4 mi); Neville (6 mi); Moscow (7 mi).
• Within a 50-mile radius: 46 smaller Census places.
• At 100 miles: 367 larger Census places fall inside that radius.

Felicity in state context

Against Ohio's other places, Felicity accounts for about 0.0% of the state's population and ranks 610th of 924 by size. For population change between 2020 and 2023, Felicity ranks 95th of 924 in Ohio (about the 90th percentile). Its roughly 2,485 residents per square mile place it 115th among Ohio's places. In land area, Felicity ranks 805th among Ohio's 924 places.

Land, water and location for Felicity

Felicity's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 2,485 people per square mile. For the state's biggest city, Columbus, the distance is roughly 99 miles. Felicity has 118 larger places within a 50-mile radius. Within the same 50 miles lie 46 smaller Census places.

Steps to take before a Felicity loan

Before you hand your details to a lender in Felicity, where the population is near 656:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Felicity as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 656 residents.

Borrowing reach in Felicity

Felicity is a fairly dense community of about 656 people, with 118 larger places inside a 50-mile radius. A Ohio licence lets a lender serve Felicity without a local office, so branch density does not change what its 656 residents are offered. The nearest bigger place is Augusta, KY about 7 miles away.

How Ohio law applies in Felicity

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Felicity is bound by the same rules.