Personal loans in Fayetteville, IL

Fayetteville is home to roughly 286 people and stands 1,018th by size out of 1,294 Census places in Illinois. Population in Fayetteville dropped about 2.7% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Fayetteville's roughly 286 residents, and a state regulator supervises it. Begin with the payment, then weigh APR and total interest across the lenders that reach Fayetteville's 286 residents. The closest larger place is St. Libory, IL about 4 miles away.

Local context for Fayetteville

Set out below is Fayetteville's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 286 residents in Fayetteville (Vintage 2023 subcounty estimate), the 1,018th-largest figure among Illinois's 1,294 places.
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: Fayetteville sits ahead of around 21% of Illinois places, at 286 people.
• Density: the Census land area of 0.3 sq mi holds about 966 people per square mile.
• By land area: Fayetteville ranks 1,166th among Illinois's 1,294 places, at 0.3 sq mi.
• Share of state population: Fayetteville's 286 residents are about 0.0% of Illinois.
• National standing: Fayetteville ranks 15,272nd of 19,457 US places.
• Growth rank: Fayetteville ranks 872nd among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Fayetteville's 2.7%.
• Density rank: Fayetteville places 664th among Illinois's places by people per square mile.
• Density in context: Fayetteville's 966 people per square mile sit against a Illinois median of 993.
• Location: mapped by the US Census Bureau at 38.3778, -89.7971.
• Nearest larger cities: St. Libory (4 mi); New Athens (6 mi); Lenzburg (6 mi); Freeburg (8 mi); Marissa (9 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Venedy (8 mi); Addieville (17 mi); Oakdale (18 mi).
• Smaller neighbours: 40 places smaller than Fayetteville sit within 50 miles.
• At 100 miles: 452 larger Census places fall inside that radius.

What Illinois law requires in Fayetteville

These are Illinois's sourced lending facts as they reach Fayetteville's 286 residents; the state has no city-level rate rule.

Fayetteville on the map

The Census Gazetteer records about 0.3 square miles of land within Fayetteville, with no significant water area listed. The resulting density is about 966 people per square mile. Chicago, the largest place in Illinois, is about 264 miles from Fayetteville. Counting outward 50 miles, 224 larger communities surround Fayetteville. Within the same 50 miles lie 40 smaller Census places.

Getting a loan in Fayetteville

Fayetteville is a moderately settled community of about 286 people, with 224 larger places inside a 50-mile radius. What is available to Fayetteville's 286 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is St. Libory, IL about 4 miles away.

What shapes a Fayetteville personal loan

Fayetteville is a small community of about 286 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Fayetteville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Fayetteville loan but raises total interest, so the smallest payment is not the cheapest loan.

Fayetteville against the rest of Illinois

Among Illinois's 1,294 places, Fayetteville sits at 1,018th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 872nd of 1,294 Illinois places, putting it near the 33th percentile for growth. By density, at about 966 people per square mile, it ranks 664th in Illinois. Between 2020 and 2023 the count changed by roughly 8 residents.