Personal loans in Fall River, KS

Population in Fall River dropped about 2.3% over the three years from 2020 to 2023. Work out your debt-to-income ratio first; lenders weigh it heavily, and Fall River's 127 residents are no exception. Lenders active in Fall River report to a Kansas supervisor, identified in the sourced rows below. The nearest larger city is Severy, KS about 11 miles away.

Borrowing in Fall River: the local picture

Two layers matter for a Fall River borrower: the local population picture and Kansas's consumer-lending statutes.

• Population: the Census counts 127 residents in Fall River (Vintage 2023 subcounty estimate), the 467th-largest figure among Kansas's 625 places.
• Population trend: Lower by roughly 2.3% since the 2020 count.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: roughly 25% of Kansas places rank below Fall River.
• Population density: about 577 people per square mile (Census land area 0.2 sq mi).
• Land area: Fall River covers 0.2 square miles, the 512th-largest area among Kansas's 625 places.
• Share of state population: Fall River's 127 residents are about 0.0% of Kansas.
• National rank: Fall River sits 17,651st by population among the 19,457 places in this dataset.
• Growth rank: Fall River ranks 449th among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Fall River moved 2.3%.
• Density rank: Fall River places 401st among Kansas's places by people per square mile.
• Against the state median: Fall River runs about 577 residents per square mile, where the Kansas median is 764.
• Location: mapped by the US Census Bureau at 37.6078, -96.0286.
• Nearest larger cities: Severy (11 mi); Fredonia (12 mi); Toronto (14 mi); Howard (16 mi); Longton (16 mi). Living near a larger metro rarely changes what is available in Fall River.
• Smaller communities within reach: New Albany (6 mi); Coyville (9 mi); Climax (13 mi).
• Smaller places within 50 miles: 22 of them.
• Larger places within 100 miles: 276.

Fall River against the rest of Kansas

Fall River is the 467th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Fall River stands 449th among Kansas's 625 places — roughly the 28th percentile. By density, at about 577 people per square mile, it ranks 401st in Kansas. By land area, its 0.2 square miles rank 512th of 625 places in Kansas.

Inside a Fall River personal loan

Most loans made to Fall River's 127 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Fall River lender to disclose the APR and finance charge before you sign. Shortening the term on a Fall River loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Fall River

Fall River is moderately settled, with about 577 people per square mile and 51 larger places within 50 miles. What is available to Fall River's 127 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Severy, KS about 11 miles away.

Where Fall River sits

Fall River covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 577 people per square mile. The state's population centre of gravity, Wichita, is roughly 72 miles away. Within 50 miles of Fall River there are 51 larger Census places. The 100-mile radius contains 276 larger places.

Which Kansas laws govern a loan in Fall River

Kansas has no separate rate rule for Fall River; the sourced rows below are what reach every lender that serves its 127 people.