Personal loans in Fairview, PA
Fairview counts about 184 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. Every figure below is Pennsylvania's own, applied to Fairview's 184 residents, with the publisher and retrieval date attached. The Census estimates 184 residents in Fairview, which ranks it 943rd of 1,013 places in Pennsylvania. Begin with the payment, then weigh APR and total interest across the lenders that reach Fairview's 184 residents. Fairview gained roughly 2.8% in population across the 2020-to-2023 comparison. A larger market lies at Bruin, PA about 3 miles away.
Local context for Fairview
Two layers matter for a Fairview borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 184 residents; Fairview is the 943rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 2.8% across the 2020-to-2023 comparison.
- Absolute change: 5 residents added between 2020 and 2023.
- Size percentile: about 7% of Pennsylvania communities are smaller than Fairview (184 residents).
- Density: roughly 1,628 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Fairview's 0.1 square miles rank 982nd of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Fairview holds about 0.0% of the state's population, some 184 people.
- National rank: Fairview sits 16,718th by population among the 19,457 places in this dataset.
- Growth rank: Fairview ranks 47th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Fairview moved 2.8%.
- Density rank: Fairview is the 582nd most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Fairview's 1,628 people per square mile compare with a state median of 1,990.
- Location: latitude 41.0156, longitude -79.7432 (Census Gazetteer).
- Nearest larger cities: Bruin (3 mi); Chicora (4 mi); Parker (6 mi); East Brady (7 mi); Eau Claire (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Petrolia (1 mi); Karns City (2 mi); West Sunbury (8 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 25 smaller Census places.
- Larger places within 100 miles: 680.
Lender access in Fairview
Fairview is moderately settled, with about 1,628 people per square mile and 242 larger places within 50 miles. Whether Fairview has a local branch or not, a Pennsylvania-licensed lender can serve its 184 people online on the same terms. For a larger market, the closest option is Bruin, PA about 3 miles away.
The anatomy of a Fairview personal loan
With roughly 184 residents, Fairview is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Fairview's 184 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fairview loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Fairview on the map
Inside Fairview's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 1,628 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 252 miles. Within 50 miles of Fairview there are 242 larger Census places. Within the same 50 miles lie 25 smaller Census places.
Fairview against the rest of Pennsylvania
Against Pennsylvania's other places, Fairview accounts for about 0.0% of the state's population and ranks 943rd of 1,013 by size. Its 2020-to-2023 change ranks 47th of 1,013 Pennsylvania places, putting it near the 95th percentile for growth. By density, at about 1,628 people per square mile, it ranks 582nd in Pennsylvania. The population moved by about 5 people between 2020 and 2023, a 2.8% shift.
Pennsylvania consumer-lending rules applied in Fairview
For the roughly 184 residents of Fairview, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
What are my options in Fairview if my credit is poor?
What loan size can I expect in Fairview?
Do I have to pledge anything to borrow in Fairview?
Does comparing loans in Fairview cost me credit score points?
Nearby places
- Karns City, PA — population 167
- Petrolia, PA — population 173
- Bruin, PA — population 408
- Chicora, PA — population 893
- Parker, PA — population 682
- Eau Claire, PA — population 299
- East Brady, PA — population 803
- Foxburg, PA — population 178