Personal loans in Everson, PA
Everson is a small community of about 740 residents, and a personal loan taken out here is governed by Pennsylvania statute. A lender that serves Everson operates under Pennsylvania lending statutes and a Pennsylvania supervisor.
By population, Everson sits at 668th in Pennsylvania, with an estimated 740 residents. For a community of about 740, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 decrease in Everson at about 3.8%. The nearest larger metro is Scottdale, PA about 1 miles away.
Local context for Everson
The figures below are Everson's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 740 people, a figure that places Everson 668th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.8% between 2020 and 2023.
- People gained or lost: about 29 fewer since the 2020 base.
- Size percentile: roughly 34% of Pennsylvania's places have fewer residents than Everson's 740.
- Land and density: 0.2 square miles of land carry roughly 3,426 residents per square mile.
- Land area rank: Everson's 0.2 square miles rank 921st of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Everson holds about 0.0% of the state's population, some 740 people.
- National rank: Everson is 11,527th of 19,457 places nationwide.
- Growth rank: Everson ranks 969th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Everson moved 3.8%.
- Density in Pennsylvania: Everson ranks 255th by people per square mile.
- Density in context: Everson's 3,426 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.0906, -79.5870 (US Census Bureau Gazetteer).
- Nearest larger cities: Scottdale (1 mi); Mount Pleasant (5 mi); Connellsville (5 mi); South Connellsville (7 mi); Dunbar (8 mi). Lenders licensed in the state serve Everson whether or not they keep a local branch.
- Nearest smaller towns: Dawson (5 mi); Vanderbilt (6 mi); Hunker (8 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 106 of them.
- Within 100 miles: 367 places are larger than Everson.
The geography behind Everson
The Census Gazetteer records about 0.2 square miles of land within Everson, with no significant water area listed. Spread across it are roughly 3,426 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 236 miles from Everson. Counting outward 50 miles, 179 larger communities surround Everson. By land area it ranks 921st of 1,013 Pennsylvania places.
Lender access in Everson
At roughly 3,426 people per square mile, Everson is fairly dense; 179 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Everson without a local office, so branch density does not change what its 740 residents are offered. The nearest larger city, Scottdale, PA about 1 miles away.
How a Everson personal loan is priced
With roughly 740 residents, Everson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Everson can be quoted different APRs on the same amount and term. The term you choose in Everson decides the split between a comfortable payment and the total interest you pay.
Pennsylvania rules behind a Everson personal loan
For the roughly 740 residents of Everson, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Everson against the rest of Pennsylvania
Within Pennsylvania, Everson holds roughly 0.0% of all residents, the 668th-largest share among 1,013 places. For population change between 2020 and 2023, Everson ranks 969th of 1,013 in Pennsylvania (about the 4th percentile). Its roughly 3,426 residents per square mile place it 255th among Pennsylvania's places. Within 50 miles sit 106 smaller Census places, alongside the 179 that are larger.
Common questions
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Nearby places
- Scottdale, PA — population 4,337
- Mount Pleasant, PA — population 4,161
- Connellsville, PA — population 6,700
- Dawson, PA — population 339
- Vanderbilt, PA — population 397
- South Connellsville, PA — population 1,850
- Dunbar, PA — population 976
- Hunker, PA — population 303