Personal loans in Evansville, IL
For a borrower among the roughly 538 residents of Evansville, a personal loan is a tool whose cost turns on the terms, not the address. When Illinois caps or restricts a product, lenders either change the terms or withdraw it from Evansville as from the rest of the state. The Census estimates 538 residents in Evansville, which ranks it 833rd of 1,294 places in Illinois. Judge Evansville offers on total cost, not on how quickly the money arrives. Evansville lost roughly 2.0% of its population across the 2020-to-2023 comparison. The closest larger city is Red Bud, IL about 9 miles away.
Borrowing in Evansville: the local picture
Evansville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 538 — Evansville ranks 833rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.0% fewer residents than the 2020 Census counted.
- Absolute change: 11 residents lost between 2020 and 2023.
- Size percentile: roughly 36% of Illinois places rank below Evansville.
- Population density: about 683 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Evansville covers 0.8 square miles, the 868th-largest area among Illinois's 1,294 places.
- Water: Evansville holds about 0.03 square miles, the 377th-largest water area in Illinois.
- Share of Illinois: Evansville holds about 0.0% of the state's population, some 538 people.
- National standing: Evansville ranks 12,862nd of 19,457 US places.
- Growth rank: Evansville's 2020-to-2023 change ranks 592nd of 1,294 places in Illinois.
- Against the state trend: Evansville's 2.0% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Evansville places 870th among Illinois's places by people per square mile.
- Density in context: Evansville's 683 people per square mile sit against a Illinois median of 993.
- Location: it lies at 38.0890, -89.9325 in the Census Gazetteer.
- Nearest larger cities: Red Bud (9 mi); Ste. Genevieve (10 mi); Sparta (12 mi); Chester (13 mi); Marissa (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Ruma (5 mi); Ellis Grove (6 mi); Baldwin (8 mi).
- Smaller neighbours: 69 places smaller than Evansville sit within 50 miles.
- At 100 miles: 339 larger Census places fall inside that radius.
Getting a loan in Evansville
At roughly 683 people per square mile, Evansville is moderately settled; 156 larger places lie within 50 miles. Lenders licensed in Illinois reach Evansville's 538 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Red Bud, IL about 9 miles away.
Land, water and location for Evansville
The Census Gazetteer records 0.8 square miles of land and 0.03 square miles of water within Evansville. The resulting density is about 683 people per square mile. The largest place in Illinois, Chicago, lies about 285 miles away. Within 50 miles of Evansville there are 156 larger Census places. The 100-mile radius contains 339 larger places.
How a Evansville personal loan is priced
With roughly 538 residents, Evansville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Evansville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Evansville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Illinois law applies in Evansville
Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Evansville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
How Evansville compares across Illinois
Evansville is the 833rd-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, Evansville ranks 592nd of 1,294 in Illinois (about the 54th percentile). By density, at about 683 people per square mile, it ranks 870th in Illinois. The population moved by about 11 people between 2020 and 2023, a 2.0% shift.
Common questions
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Nearby places
- Ruma, IL — population 310
- Ellis Grove, IL — population 325
- Baldwin, IL — population 310
- Red Bud, IL — population 3,750
- Ste. Genevieve, MO — population 5,037
- Prairie du Rocher, IL — population 509
- Kaskaskia, IL — population 23
- Chester, IL — population 6,732