Personal loans in Ettrick, WI
By population, Ettrick sits at 473rd in Wisconsin, with an estimated 521 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 1.3%.
A personal loan in Ettrick is priced from your credit file and income, not from the fact that the city holds 521 people. Lenders active in Ettrick report to a Wisconsin supervisor, identified in the sourced rows below. Decide the purpose of the loan and your repayment plan before sharing any details with a Ettrick lender. The next larger city is Galesville, WI about 7 miles away.
Local context for Ettrick
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: 521 people, a figure that places Ettrick 473rd among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: Ettrick's 521 people outrank roughly 22% of the places in Wisconsin.
- Population density: 705 people per square mile on 0.7 square miles of land.
- By land area: Ettrick ranks 546th among Wisconsin's 605 places, at 0.7 sq mi.
- State population share: Ettrick accounts for about 0.0% of everyone in Wisconsin.
- National standing: Ettrick ranks 12,992nd of 19,457 US places.
- Growth in Wisconsin: Ettrick stands 440th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Ettrick moved 1.3%.
- Density in Wisconsin: Ettrick ranks 334th by people per square mile.
- Against the state median: Ettrick runs about 705 residents per square mile, where the Wisconsin median is 800.
- Location: 44.1696 / -91.2650, per the US Census Bureau Gazetteer.
- Nearest larger cities: Galesville (7 mi); Blair (11 mi); Independence (12 mi); Arcadia (12 mi); Melrose (14 mi). Online lenders reach Ettrick no matter how far the nearest branch is.
- Nearest smaller towns: Taylor (13 mi); Pigeon Falls (18 mi); Dakota (18 mi).
- Within a 50-mile radius: 24 smaller Census places.
- At 100 miles: 248 larger Census places fall inside that radius.
Wisconsin consumer-lending rules applied in Ettrick
For the roughly 521 residents of Ettrick, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Ettrick on the map
Ettrick covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 705 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 182 miles. Ettrick has 60 larger places within a 50-mile radius. The 100-mile radius contains 248 larger places.
How personal loans work in Ettrick
With roughly 521 residents, Ettrick is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Ettrick can be quoted different APRs on the same amount and term. The term you choose in Ettrick decides the split between a comfortable payment and the total interest you pay.
Ettrick's place among Wisconsin's 605 places
Within Wisconsin, Ettrick holds roughly 0.0% of all residents, the 473rd-largest share among 605 places. For population change between 2020 and 2023, Ettrick ranks 440th of 605 in Wisconsin (about the 27th percentile). By density, at about 705 people per square mile, it ranks 334th in Wisconsin. By land area, its 0.7 square miles rank 546th of 605 places in Wisconsin.
Borrowing reach in Ettrick
At roughly 705 people per square mile, Ettrick is moderately settled; 60 larger places lie within 50 miles. What is available to Ettrick's 521 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Galesville, WI about 7 miles away.
Common questions
What are my options in Ettrick if my credit is poor?
What loan size can I expect in Ettrick?
Do I have to pledge anything to borrow in Ettrick?
Does comparing loans in Ettrick cost me credit score points?
Nearby places
- Galesville, WI — population 1,682
- Blair, WI — population 1,270
- Holmen, WI — population 11,581
- Whitehall, WI — population 1,616
- Independence, WI — population 1,472
- Taylor, WI — population 468
- Trempealeau, WI — population 1,880
- Arcadia, WI — population 3,796