Personal loans in English, IN
A lender serving English holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 678 residents.
To lend to English's 678 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. English is one of 565 Census places in Indiana; its 678 residents put it at 366th. If debt is already a strain, a nonprofit credit counsellor can help English residents before they take on more. Population in English dropped about 1.3% over the three years from 2020 to 2023. The closest larger place is Marengo, IN about 7 miles away.
Local context for English
English is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 678 — English ranks 366th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: with 678 residents, English is larger than about 35% of Indiana's Census places.
- Population density: about 223 people per square mile (Census land area 3.0 sq mi).
- Land area: English covers 3.0 square miles, the 147th-largest area among Indiana's 565 places.
- Share of state population: English's 678 residents are about 0.0% of Indiana.
- National rank: English is the 11,928th most populous of the 19,457 Census places covered here.
- Growth rank: English ranks 484th among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: English's 1.3% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: English is the 553rd most densely settled place in Indiana.
- Density in context: English's 223 people per square mile sit against a Indiana median of 1,375.
- Location: it lies at 38.3408, -86.4592 in the Census Gazetteer.
- Nearest larger cities: Marengo (7 mi); Milltown (10 mi); Paoli (15 mi); French Lick (17 mi); Palmyra (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Leavenworth (11 mi); Birdseye (13 mi); Alton (15 mi).
- Within a 50-mile radius: 77 smaller Census places.
- Larger places within 100 miles: 253.
Land, water and location for English
The Census Gazetteer records about 3.0 square miles of land within English, with no significant water area listed. Spread across it are roughly 223 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 202 miles away. English has 91 larger places within a 50-mile radius. The 100-mile radius contains 253 larger places.
What shapes a English personal loan
Most loans made to English's 678 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in English can be quoted different APRs on the same amount and term. The term you choose in English decides the split between a comfortable payment and the total interest you pay.
English against the rest of Indiana
Among Indiana's 565 places, English sits at 366th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, English stands 484th among Indiana's 565 places — roughly the 14th percentile. At about 223 people per square mile, English is the 553rd most densely settled place in Indiana. In land area, English ranks 147th among Indiana's 565 places.
Indiana consumer-lending rules applied in English
For the roughly 678 residents of English, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Getting a loan in English
English is a lightly settled community of about 678 people, with 91 larger places inside a 50-mile radius. Lenders licensed in Indiana reach English's 678 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Marengo, IN about 7 miles away.
Common questions
What are my options in English if my credit is poor?
What loan size can I expect in English?
Do I have to pledge anything to borrow in English?
Does comparing loans in English cost me credit score points?
Nearby places
- Marengo, IN — population 815
- Leavenworth, IN — population 288
- Milltown, IN — population 797
- Paoli, IN — population 3,600
- Alton, IN — population 28
- Birdseye, IN — population 410
- French Lick, IN — population 1,731
- West Baden Springs, IN — population 560