Personal loans in Emmons, MN

Local context for Emmons

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: about 363, ranked 552nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.4% below the 2020 Census base.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: roughly 35% of Minnesota places rank below Emmons.
• Density: roughly 429 residents per square mile, spread over 0.8 sq mi of land.
• Land area: Emmons covers 0.8 square miles, the 580th-largest area among Minnesota's 853 places.
• State population share: Emmons accounts for about 0.0% of everyone in Minnesota.
• National rank: Emmons sits 14,476th by population among the 19,457 places in this dataset.
• Growth rank: Emmons ranks 530th among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Emmons moved 1.4%.
• Density rank: Emmons places 531st among Minnesota's places by people per square mile.
• Against the state median: Emmons runs about 429 residents per square mile, where the Minnesota median is 607.
• Location: 43.5082, -93.4842 (US Census Bureau Gazetteer).
• Nearest larger cities: Lake Mills (7 mi); Glenville (11 mi); Kiester (12 mi); Albert Lea (12 mi); Alden (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Twin Lakes (5 mi); Scarville (7 mi); Conger (8 mi).
• Smaller places within 50 miles: 50 of them.
• At 100 miles: 329 larger Census places fall inside that radius.

Which Minnesota laws govern a loan in Emmons

Below are the Minnesota rules that apply to a loan made in Emmons, each with the regulator that issued it.

A pre-application checklist for Emmons

Before you apply in Emmons, a community of about 363, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Emmons-specific: the same Minnesota licensing and disclosure rules reach all 363 residents.

Where Emmons sits

The Census Gazetteer records about 0.8 square miles of land within Emmons, with no significant water area listed. The resulting density is about 429 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 101 miles. A 50-mile radius around Emmons takes in 67 places that are larger. Within the same 50 miles lie 50 smaller Census places.

What is available to Emmons borrowers

Emmons is a lightly settled community of about 363 people, with 67 larger places inside a 50-mile radius. Distance to a branch rarely matters for Emmons's 363 residents: the application is online and the price follows your credit file. The nearest bigger place is Lake Mills, IA about 7 miles away.

Where Emmons sits in Minnesota

Set beside Minnesota's 853 places, Emmons ranks 552nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 530th of 853 Minnesota places, putting it near the 38th percentile for growth. At about 429 people per square mile, Emmons is the 531st most densely settled place in Minnesota. In land area, Emmons ranks 580th among Minnesota's 853 places.