Personal loans in Eminence, KY

The Eminence data picture

Eminence is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 2,744 people live here, which puts Eminence 117th of 416 Census places in Kentucky (Vintage 2023).
• Population trend: Higher by roughly 1.3% since the 2020 count.
• People gained or lost: about 35 more since the 2020 base.
• Size percentile: Eminence sits ahead of around 72% of Kentucky places, at 2,744 people.
• Land and density: 2.8 square miles of land carry roughly 964 residents per square mile.
• By land area: Eminence ranks 125th among Kentucky's 416 places, at 2.8 sq mi.
• Water area rank: Eminence ranks 87th among Kentucky's 416 places, with 0.05 sq mi.
• Share of Kentucky: Eminence holds about 0.1% of the state's population, some 2,744 people.
• National rank: Eminence is the 6,559th most populous of the 19,457 Census places covered here.
• Growth rank: Eminence ranks 116th among Kentucky's 416 places for the 2020-to-2023 change.
• State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Eminence's 1.3%.
• Density rank: Eminence places 226th among Kentucky's places by people per square mile.
• Density in context: Eminence's 964 people per square mile sit against a Kentucky median of 1,045.
• Location: latitude 38.3637, longitude -85.1769 (Census Gazetteer).
• Nearest larger cities: La Grange (11 mi); Shelbyville (11 mi); Simpsonville (14 mi); Crestwood (16 mi); Middletown (20 mi). Larger metros often have more branches, but online lenders reach Eminence on the same terms.
• Smaller towns nearby: Pleasureville (4 mi); Smithfield (5 mi); New Castle (5 mi).
• Smaller neighbours: 129 places smaller than Eminence sit within 50 miles.
• At 100 miles: 166 larger Census places fall inside that radius.

Land, water and location for Eminence

The Census Gazetteer records 2.8 square miles of land and 0.05 square miles of water within Eminence. With 2,744 residents, the land area yields roughly 964 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 45 miles away. Eminence has 43 larger places within a 50-mile radius. The 100-mile radius contains 166 larger places.

Eminence's place among Kentucky's 416 places

Within Kentucky, Eminence holds roughly 0.1% of all residents, the 117th-largest share among 416 places. On the 2020-to-2023 trend, Eminence stands 116th among Kentucky's 416 places — roughly the 72th percentile. By density, at about 964 people per square mile, it ranks 226th in Kentucky. The population moved by about 35 people between 2020 and 2023, a 1.3% shift.

Borrowing reach in Eminence

At roughly 964 people per square mile, Eminence is moderately settled; 43 larger places lie within 50 miles. Lenders licensed in Kentucky reach Eminence's 2,744 residents online, so the nearest branch is not what sets your APR. The nearest larger city, La Grange, KY about 11 miles away.

What to do before borrowing in Eminence

A sensible order of operations for a loan in Eminence, home to about 2,744 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Kentucky regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Eminence-specific: the same Kentucky licensing and disclosure rules reach all 2,744 residents.

What Kentucky law requires in Eminence

Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Eminence lender must follow.