Personal loans in Ellendale, ND

To lend to Ellendale's 1,093 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. The Census estimates 1,093 residents in Ellendale, which ranks it 43rd of 355 places in North Dakota. Compare APR, not the interest rate, because the APR folds in most fees on a Ellendale loan. The trend for Ellendale between 2020 and 2023 is downward by roughly 2.7%. The closest larger city is Oakes, ND about 23 miles away.

Ellendale: population, trend and location

Two layers matter for a Ellendale borrower: the local population picture and North Dakota's consumer-lending statutes.

• Population: the Census counts 1,093 residents in Ellendale (Vintage 2023 subcounty estimate), the 43rd-largest figure among North Dakota's 355 places.
• Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
• Net change: roughly 30 fewer people than the 2020 Census counted.
• Size percentile: Ellendale sits ahead of around 88% of North Dakota places, at 1,093 people.
• Population density: 771 people per square mile on 1.4 square miles of land.
• Land area: Ellendale covers 1.4 square miles, the 70th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.2% of the state's population lives in Ellendale.
• National standing: Ellendale ranks 9,872nd of 19,457 US places.
• Growth in North Dakota: Ellendale stands 235th by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Ellendale's 2.7% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Ellendale ranks 74th by people per square mile.
• Density in context: Ellendale's 771 people per square mile sit against a North Dakota median of 352.
• Location: 46.0044 / -98.5254, per the US Census Bureau Gazetteer.
• Nearest larger cities: Oakes (23 mi); Aberdeen (37 mi); Britton (40 mi); Groton (43 mi); Lisbon (50 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Fullerton (12 mi); Frederick (12 mi); Monango (12 mi), each with its own Census population profile.
• Within a 50-mile radius: 38 smaller Census places.
• At 100 miles: 19 larger Census places fall inside that radius.

Ellendale against the rest of North Dakota

Ellendale is the 43rd-largest of 355 Census places in North Dakota and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Ellendale stands 235th among North Dakota's 355 places — roughly the 34th percentile. Its roughly 771 residents per square mile place it 74th among North Dakota's places. In land area, Ellendale ranks 70th among North Dakota's 355 places.

How lenders reach Ellendale

With about 771 residents per square mile, Ellendale is moderately settled, and 4 larger Census places sit within 50 miles. Distance to a branch rarely matters for Ellendale's 1,093 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Oakes, ND about 23 miles away.

Ellendale: area, density and distance

Ellendale covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 771 residents per square mile. The state's population centre of gravity, Fargo, is roughly 100 miles away. Counting outward 50 miles, 4 larger communities surround Ellendale. Within the same 50 miles lie 38 smaller Census places.

How a Ellendale personal loan is priced

Ellendale is a small community of about 1,093 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Ellendale's 1,093 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Ellendale loan but raises total interest, so the smallest payment is not the cheapest loan.

How North Dakota law applies in Ellendale

North Dakota has no separate rate rule for Ellendale; the sourced rows below are what reach every lender that serves its 1,093 people.