Personal loans in Elim, AK

The trend for Elim between 2020 and 2023 is downward by roughly 3.2%. A lender that serves Elim operates under Alaska lending statutes and a Alaska supervisor. Work out your debt-to-income ratio first; lenders weigh it heavily, and Elim's 360 residents are no exception. The next larger city is Unalakleet, AK about 67 miles away.

Elim: the sourced local profile

Two layers matter for a Elim borrower: the local population picture and Alaska's consumer-lending statutes.

• Population: about 360 people live here, which puts Elim 80th of 149 Census places in Alaska (Vintage 2023).
• Population trend: About 3.2% below the 2020 Census base.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: about 46% of Alaska communities are smaller than Elim (360 residents).
• Population density: about 137 people per square mile across 2.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Elim ranks 121st among Alaska's 149 places, at 2.6 sq mi.
• Share of state population: Elim's 360 residents are about 0.1% of Alaska.
• National rank: Elim is the 14,510th most populous of the 19,457 Census places covered here.
• Growth in Alaska: Elim stands 57th by percentage change from 2020 to 2023, among 149 places.
• Against the state trend: Elim's 3.2% change compares with a Alaska average of -3.1% across its 149 places.
• Density rank: Elim places 49th among Alaska's places by people per square mile.
• Against the state median: Elim runs about 137 residents per square mile, where the Alaska median is 40.
• Location: it lies at 64.6184, -162.2762 in the Census Gazetteer.
• Nearest larger cities: Unalakleet (67 mi); Stebbins (79 mi); St. Michael (80 mi); Nome (93 mi); Buckland (99 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Golovin (22 mi); White Mountain (34 mi); Shaktoolik (37 mi).
• Smaller neighbours: 4 places smaller than Elim sit within 50 miles.
• Larger places within 100 miles: 5.

The Elim borrowing checklist

Before you apply in Elim, a community of about 360, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Alaska regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Elim and the rest of Alaska is not the process but the borrower's own file, among the 360 people here.

How Elim compares across Alaska

Within Alaska, Elim holds roughly 0.1% of all residents, the 80th-largest share among 149 places. Its 2020-to-2023 change ranks 57th of 149 Alaska places, putting it near the 62th percentile for growth. By density, at about 137 people per square mile, it ranks 49th in Alaska. Between 2020 and 2023 the count changed by roughly 12 residents.

Land, water and location for Elim

Inside Elim's boundaries lie about 2.6 square miles of land, with no significant water area recorded. With 360 residents, the land area yields roughly 137 people per square mile. Anchorage, the largest place in Alaska, is about 472 miles from Elim. A 50-mile radius around Elim takes in 0 places that are larger. Within the same 50 miles lie 4 smaller Census places.

Lender access in Elim

With about 137 residents per square mile, Elim is lightly settled, and 0 larger Census places sit within 50 miles. A Alaska licence lets a lender serve Elim without a local office, so branch density does not change what its 360 residents are offered. The nearest bigger place is Unalakleet, AK about 67 miles away.

What Alaska law requires in Elim

Read the table as a lender's compliance picture for Elim: the rule, the sourced figure, the publisher and the date.