Personal loans in Eldred, PA

Eldred is a small community of about 736 residents, and a personal loan taken out here is governed by Pennsylvania statute. Every figure below is Pennsylvania's own, applied to Eldred's 736 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Eldred loan. The next larger city is Portville, NY about 6 miles away.

Eldred: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: the Census counts 736 residents in Eldred (Vintage 2023 subcounty estimate), the 669th-largest figure among Pennsylvania's 1,013 places.
• Population trend: Roughly 4.0% fewer residents than the 2020 Census counted.
• People gained or lost: about 31 fewer since the 2020 base.
• Size percentile: roughly 34% of Pennsylvania places rank below Eldred.
• Population density: about 841 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Eldred ranks 504th among Pennsylvania's 1,013 places, at 0.9 sq mi.
• Water area: Eldred has 0.03 square miles of water, ranking 286th of 1,013 places in Pennsylvania.
• State population share: Eldred accounts for about 0.0% of everyone in Pennsylvania.
• National standing: Eldred ranks 11,556th of 19,457 US places.
• Growth rank: Eldred's 2020-to-2023 change ranks 999th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Eldred's 4.0%.
• Density rank: Eldred is the 764th most densely settled place in Pennsylvania.
• Against the state median: Eldred runs about 841 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 41.9568, -78.3806 (US Census Bureau Gazetteer).
• Nearest larger cities: Portville (6 mi); Olean (9 mi); Shinglehouse (10 mi); Smethport (11 mi); Allegany (11 mi). Living near a larger metro rarely changes what is available in Eldred.
• Smaller places nearby: Richburg (15 mi); Lewis Run (15 mi); Oswayo (19 mi).
• Smaller places within 50 miles: 16 of them.
• At 100 miles: 203 larger Census places fall inside that radius.

The Eldred borrowing checklist

Before you hand your details to a lender in Eldred, where the population is near 736:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Eldred and the rest of Pennsylvania is not the process but the borrower's own file, among the 736 people here.

What is available to Eldred borrowers

At roughly 841 people per square mile, Eldred is moderately settled; 42 larger places lie within 50 miles. Whether Eldred has a local branch or not, a Pennsylvania-licensed lender can serve its 736 people online on the same terms. The nearest larger city, Portville, NY about 6 miles away.

How Eldred compares across Pennsylvania

Against Pennsylvania's other places, Eldred accounts for about 0.0% of the state's population and ranks 669th of 1,013 by size. For population change between 2020 and 2023, Eldred ranks 999th of 1,013 in Pennsylvania (about the 1th percentile). By density, at about 841 people per square mile, it ranks 764th in Pennsylvania. Within 50 miles sit 16 smaller Census places, alongside the 42 that are larger.

The Pennsylvania lending rules that reach Eldred

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Eldred is bound by the same rules.

Land, water and location for Eldred

Inside Eldred's boundaries lie roughly 0.9 square miles of land and 0.03 square miles of water. That land carries about 841 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 216 miles from Eldred. Eldred has 42 larger places within a 50-mile radius. By land area it ranks 504th of 1,013 Pennsylvania places.