Personal loans in Elderon, WI

In Elderon, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate. A single loan can carry different costs on either side of a state line, and Elderon sits on the Wisconsin side of that line. Pull your credit reports and line up at least three offers before you apply from Elderon. The closest larger city is Wittenberg, WI about 5 miles away.

Local context for Elderon

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 157 people, a figure that places Elderon 583rd among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.5% from 2020 to 2023.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: with 157 residents, Elderon is larger than about 4% of Wisconsin's Census places.
• Land and density: 1.1 square miles of land carry roughly 140 residents per square mile.
• Land area: Elderon covers 1.1 square miles, the 460th-largest area among Wisconsin's 605 places.
• State share: roughly 0.0% of Wisconsin's residents live in Elderon (157 people).
• National rank: Elderon is the 17,168th most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Elderon stands 539th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Elderon's 2.5%.
• Density in Wisconsin: Elderon ranks 573rd by people per square mile.
• Density vs Wisconsin: Elderon's 140 people per square mile compare with a state median of 800.
• Location: mapped by the US Census Bureau at 44.7874, -89.2521.
• Nearest larger cities: Wittenberg (5 mi); Eland (6 mi); Hatley (8 mi); Birnamwood (10 mi); Tigerton (11 mi). Lenders licensed in the state serve Elderon whether or not they keep a local branch.
• Smaller communities close by: Big Falls (16 mi); Fenwood (38 mi); Lublin (75 mi), each with its own Census population profile.
• Smaller neighbours: 2 places smaller than Elderon sit within 50 miles.
• Within 100 miles: 263 places are larger than Elderon.

How personal loans work in Elderon

Most loans made to Elderon's 157 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Elderon lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Elderon loan but raises total interest, so the smallest payment is not the cheapest loan.

Elderon in state context

Elderon is the 583rd-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Elderon stands 539th among Wisconsin's 605 places — roughly the 11th percentile. At about 140 people per square mile, Elderon is the 573rd most densely settled place in Wisconsin. By land area, its 1.1 square miles rank 460th of 605 places in Wisconsin.

The state rulebook for Elderon

These are Wisconsin's sourced lending facts as they reach Elderon's 157 residents; the state has no city-level rate rule.

Elderon on the map

Elderon covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 140 people per square mile. Milwaukee, the largest place in Wisconsin, is about 135 miles from Elderon. A 50-mile radius around Elderon takes in 72 places that are larger. Within the same 50 miles lie 2 smaller Census places.

Getting a loan in Elderon

Elderon is lightly settled, with about 140 people per square mile and 72 larger places within 50 miles. Distance to a branch rarely matters for Elderon's 157 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wittenberg, WI about 5 miles away.