Personal loans in Edom, TX

A 2020-to-2023 comparison shows Edom up by about 6.2%. Price two or three terms so you can see which payment is truly affordable in Edom. Every figure below is Texas's own, applied to Edom's 362 residents, with the publisher and retrieval date attached. The nearest larger city is Brownsboro, TX about 5 miles away.

Edom by the numbers

Set out below is Edom's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 362, 1,053rd among Texas's 1,224 places (Vintage 2023).
• Population trend: Roughly 6.2% more residents than the 2020 Census counted.
• Absolute change: 21 residents added between 2020 and 2023.
• Size percentile: with 362 residents, Edom is larger than about 14% of Texas's Census places.
• Land and density: 2.5 square miles of land carry roughly 144 residents per square mile.
• Land area: Edom covers 2.5 square miles, the 587th-largest area among Texas's 1,224 places.
• Water area: Edom has 0.04 square miles of water, ranking 337th of 1,224 places in Texas.
• State population share: Edom accounts for about 0.0% of everyone in Texas.
• National rank: Edom is 14,493rd of 19,457 places nationwide.
• Growth rank: Edom ranks 368th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Edom's 6.2%.
• Density in Texas: Edom ranks 1,162nd by people per square mile.
• Against the state median: Edom runs about 144 residents per square mile, where the Texas median is 840.
• Location: latitude 32.3741, longitude -95.6093 (Census Gazetteer).
• Nearest larger cities: Brownsboro (5 mi); Chandler (9 mi); Van (10 mi); Murchison (11 mi); Hideaway (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Moore Station (13 mi); Coffee City (19 mi); Poynor (20 mi), each with its own Census population profile.
• Smaller neighbours: 12 places smaller than Edom sit within 50 miles.
• Larger places within 100 miles: 293.

Land, water and location for Edom

Edom covers about 2.5 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 144 people per square mile. For the state's biggest city, Houston, the distance is roughly 179 miles. Counting outward 50 miles, 73 larger communities surround Edom. By land area it ranks 587th of 1,224 Texas places.

The anatomy of a Edom personal loan

Most loans made to Edom's 362 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Edom can be quoted different APRs on the same amount and term. The term you choose in Edom decides the split between a comfortable payment and the total interest you pay.

Edom against the rest of Texas

Edom is the 1,053rd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Edom ranks 368th of 1,224 in Texas (about the 70th percentile). Its roughly 144 residents per square mile place it 1,162nd among Texas's places. Within 50 miles sit 12 smaller Census places, alongside the 73 that are larger.

Texas consumer-lending rules applied in Edom

This table holds the Texas rate and licensing rules for consumer loans made to Edom's 362 residents.

Before you apply in Edom

Before you apply in Edom, a community of about 362, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Edom as elsewhere in Texas, the written terms — not the advertisement — are what count for its 362 residents.