Personal loans in Edison, GA
With roughly 1,177 residents, Edison is a small community, and the lending rules its borrowers live under are written in Georgia, not by the city.
Rate ceilings, licensing requirements and product limits for Edison are all set at the Georgia level. About 1,177 people live in Edison, placing it 284th of 536 Census places in Georgia. Pull your credit reports and line up at least three offers before you apply from Edison. Edison lost roughly 4.4% of its population across the 2020-to-2023 comparison. For a bigger market, look to Morgan, GA about 8 miles away.
What the Census records for Edison
Edison is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 1,177 residents in Edison (Vintage 2023 subcounty estimate), the 284th-largest figure among Georgia's 536 places.
- Population trend: The 2020-to-2023 change is negative, near 4.4%.
- People gained or lost: about 54 fewer since the 2020 base.
- Size percentile: roughly 47% of Georgia's places have fewer residents than Edison's 1,177.
- Density: the Census land area of 2.3 sq mi holds about 503 people per square mile.
- By land area: Edison ranks 327th among Georgia's 536 places, at 2.3 sq mi.
- Share of state population: Edison's 1,177 residents are about 0.0% of Georgia.
- National rank: Edison is the 9,624th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Edison stands 504th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Edison's 4.4%.
- Density rank: Edison places 282nd among Georgia's places by people per square mile.
- Density vs Georgia: Edison's 503 people per square mile compare with a state median of 536.
- Location: 31.5608 / -84.7374, per the US Census Bureau Gazetteer.
- Nearest larger cities: Morgan (8 mi); Cuthbert (15 mi); Blakely (17 mi); Dawson (23 mi); Georgetown-Quitman County (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Bluffton (8 mi); Arlington (9 mi); Leary (14 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 31 smaller Census places.
- At 100 miles: 107 larger Census places fall inside that radius.
The geography behind Edison
The Census Gazetteer records about 2.3 square miles of land within Edison, with no significant water area listed. That land carries about 503 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 153 miles. A 50-mile radius around Edison takes in 26 places that are larger. The 100-mile radius contains 107 larger places.
Georgia rules behind a Edison personal loan
This table holds the Georgia rate and licensing rules for consumer loans made to Edison's 1,177 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
What a Edison borrower is actually offered
A Edison personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,177 residents. Two numbers drive a Edison loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Edison loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Edison sits in Georgia
Edison is the 284th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Edison ranks 504th of 536 in Georgia (about the 6th percentile). By density, at about 503 people per square mile, it ranks 282nd in Georgia. The population moved by about 54 people between 2020 and 2023, a 4.4% shift.
Getting a loan in Edison
Edison is moderately settled, with about 503 people per square mile and 26 larger places within 50 miles. Distance to a branch rarely matters for Edison's 1,177 residents: the application is online and the price follows your credit file. The nearest bigger place is Morgan, GA about 8 miles away.
Common questions
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Does comparing loans in Edison cost me credit score points?
Nearby places
- Arlington, GA — population 1,149
- Morgan, GA — population 1,800
- Bluffton, GA — population 114
- Cuthbert, GA — population 2,915
- Shellman, GA — population 824
- Leary, GA — population 503
- Blakely, GA — population 5,218
- Damascus, GA — population 203