Personal loans in Eden Valley, MN

The Census estimates 1,061 residents in Eden Valley, which ranks it 348th of 853 places in Minnesota. Census figures put the 2020-to-2023 increase in Eden Valley at about 3.0%. A lender that serves Eden Valley operates under Minnesota lending statutes and a Minnesota supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Eden Valley lender. The closest larger city is Richmond, MN about 9 miles away.

Where Eden Valley stands

Set out below is Eden Valley's local context next to the state-level rules that reach every lender here.

• Population: 1,061 residents; Eden Valley is the 348th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Up about 3.0% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 31 more since the 2020 base.
• Size percentile: bigger than about 59% of the places in Minnesota, with 1,061 residents in Eden Valley.
• Land and density: 1.3 square miles of land carry roughly 793 residents per square mile.
• Land area rank: Eden Valley's 1.3 square miles rank 427th of 853 places in Minnesota.
• State population share: Eden Valley accounts for about 0.0% of everyone in Minnesota.
• National rank: Eden Valley is 9,981st of 19,457 places nationwide.
• Growth rank: Eden Valley's 2020-to-2023 change ranks 116th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Eden Valley's 3.0%.
• Density rank: Eden Valley is the 352nd most densely settled place in Minnesota.
• Against the state median: Eden Valley runs about 793 residents per square mile, where the Minnesota median is 607.
• Location: latitude 45.3256, longitude -94.5459 (Census Gazetteer).
• Nearest larger cities: Richmond (9 mi); Paynesville (9 mi); Cold Spring (11 mi); Litchfield (14 mi); Rockville (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Watkins (7 mi); Roscoe (9 mi); Kimball (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 65 places smaller than Eden Valley sit within 50 miles.
• At 100 miles: 253 larger Census places fall inside that radius.

Eden Valley's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Eden Valley ranks 348th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Eden Valley stands 116th among Minnesota's 853 places — roughly the 86th percentile. Its roughly 793 residents per square mile place it 352nd among Minnesota's places. By land area, its 1.3 square miles rank 427th of 853 places in Minnesota.

What to do before borrowing in Eden Valley

Before you apply in Eden Valley, a community of about 1,061, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Eden Valley and the rest of Minnesota is not the process but the borrower's own file, among the 1,061 people here.

Minnesota consumer-lending rules applied in Eden Valley

When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Eden Valley is bound by the same rules.

What shapes a Eden Valley personal loan

With roughly 1,061 residents, Eden Valley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Eden Valley's rank of 348th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Eden Valley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Eden Valley: area, density and distance

Eden Valley covers about 1.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,061 residents, the land area yields roughly 793 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 67 miles. Counting outward 50 miles, 66 larger communities surround Eden Valley. By land area it ranks 427th of 853 Minnesota places.