Personal loans in Eddyville, KY
The roughly 2,444 people who live in Eddyville borrow under Kentucky rules; city hall sets no personal-loan rate. To lend to Eddyville's 2,444 residents, a company must hold a Kentucky licence, and each sourced row below names the regulator behind it. About 2,444 people live in Eddyville, placing it 127th of 416 Census places in Kentucky. If debt is already a strain, a nonprofit credit counsellor can help Eddyville residents before they take on more. Eddyville gained roughly 2.8% in population across the 2020-to-2023 comparison. The nearest larger city is Princeton, KY about 11 miles away.
Borrowing in Eddyville: the local picture
Eddyville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 2,444, 127th among Kentucky's 416 places (Vintage 2023).
- Population trend: A rise of about 2.8% from 2020 to 2023.
- Absolute change: 66 residents added between 2020 and 2023.
- Size percentile: bigger than about 69% of the places in Kentucky, with 2,444 residents in Eddyville.
- Density: roughly 353 residents per square mile, spread over 6.9 sq mi of land.
- Land area rank: Eddyville's 6.9 square miles rank 52nd of 416 places in Kentucky.
- Water: Eddyville holds about 0.81 square miles, the 7th-largest water area in Kentucky.
- Share of state population: Eddyville's 2,444 residents are about 0.1% of Kentucky.
- National rank: Eddyville is 6,922nd of 19,457 places nationwide.
- Growth in Kentucky: Eddyville stands 60th by percentage change from 2020 to 2023, among 416 places.
- Against the state trend: Eddyville's 2.8% change compares with a Kentucky average of -0.2% across its 416 places.
- Density rank: Eddyville places 368th among Kentucky's places by people per square mile.
- Density vs Kentucky: Eddyville's 353 people per square mile compare with a state median of 1,045.
- Location: latitude 37.0774, longitude -88.0749 (Census Gazetteer).
- Nearest larger cities: Princeton (11 mi); Marion (18 mi); Calvert City (18 mi); Cadiz (21 mi); Benton (22 mi). Living near a larger metro rarely changes what is available in Eddyville.
- Smaller communities within reach: Kuttawa (2 mi); Fredonia (9 mi); Grand Rivers (10 mi).
- Smaller places within 50 miles: 45 of them.
- Within 100 miles: 93 places are larger than Eddyville.
Where Eddyville sits in Kentucky
Among Kentucky's 416 places, Eddyville sits at 127th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 60th of 416 Kentucky places, putting it near the 86th percentile for growth. By density, at about 353 people per square mile, it ranks 368th in Kentucky. Within 50 miles sit 45 smaller Census places, alongside the 14 that are larger.
A pre-application checklist for Eddyville
Complete these steps first when you borrow in Eddyville (2,444 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Kentucky licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Eddyville-specific: the same Kentucky licensing and disclosure rules reach all 2,444 residents.
What Kentucky law requires in Eddyville
These are Kentucky's sourced lending facts as they reach Eddyville's 2,444 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
Borrowing reach in Eddyville
At roughly 353 people per square mile, Eddyville is lightly settled; 14 larger places lie within 50 miles. Lenders licensed in Kentucky reach Eddyville's 2,444 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Princeton, KY about 11 miles away.
Eddyville: area, density and distance
Eddyville's land area is about 6.9 square miles; a further 0.81 square miles is water. With 2,444 residents, the land area yields roughly 353 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 209 miles away. A 50-mile radius around Eddyville takes in 14 places that are larger. By land area it ranks 52nd of 416 Kentucky places.
Common questions
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Nearby places
- Kuttawa, KY — population 667
- Fredonia, KY — population 373
- Grand Rivers, KY — population 349
- Princeton, KY — population 6,194
- Salem, KY — population 713
- Marion, KY — population 2,894
- Calvert City, KY — population 2,517
- Smithland, KY — population 238