Personal loans in Eatonville, WA
In Eatonville, one of 281 Census places in Washington, the figure to compare across lenders is the APR, not the advertised rate. Verify the lender's Washington licence against the regulator named below before borrowing in Eatonville.
The Census counts 2,804 people in Eatonville, the 146th-largest figure among Washington's 281 places. Which products a lender may offer to Eatonville's 2,804 residents follows from the Washington consumer-lending framework. From the 2020 Census base to the 2023 estimate, the population declined by about 1.6%. The nearest larger metro is Orting, WA about 16 miles away.
Eatonville: population, trend and location
What follows is Eatonville's place in the Census record, alongside the Washington rules that govern a personal loan made here.
- Population: an estimated 2,804 residents, 146th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.6% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 47 residents.
- Size percentile: roughly 48% of Washington places rank below Eatonville.
- Population density: about 1,533 people per square mile (Census land area 1.8 sq mi).
- Land area rank: Eatonville's 1.8 square miles rank 154th of 281 places in Washington.
- Water: Eatonville holds about 0.01 square miles, the 159th-largest water area in Washington.
- State share: roughly 0.1% of Washington's residents live in Eatonville (2,804 people).
- Nationally: Eatonville is the 6,487th-largest of 19,457 Census places in the dataset.
- Growth in Washington: Eatonville stands 228th by percentage change from 2020 to 2023, among 281 places.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Eatonville's 1.6%.
- Density rank: Eatonville is the 140th most densely settled place in Washington.
- Density in context: Eatonville's 1,533 people per square mile sit against a Washington median of 1,518.
- Location: mapped by the US Census Bureau at 46.8682, -122.2696.
- Nearest larger cities: Orting (16 mi); Yelm (18 mi); Puyallup (22 mi); Bonney Lake (23 mi); Buckley (23 mi). Lenders licensed in the state serve Eatonville whether or not they keep a local branch.
- Nearest smaller places: Roy (15 mi); Carbonado (18 mi); Wilkeson (19 mi).
- Smaller neighbours: 17 places smaller than Eatonville sit within 50 miles.
- Within 100 miles: 119 places are larger than Eatonville.
Eatonville's place among Washington's 281 places
Within Washington, Eatonville holds roughly 0.1% of all residents, the 146th-largest share among 281 places. On the 2020-to-2023 trend, Eatonville stands 228th among Washington's 281 places — roughly the 19th percentile. By density, at about 1,533 people per square mile, it ranks 140th in Washington. By land area, its 1.8 square miles rank 154th of 281 places in Washington.
What Washington law requires in Eatonville
Washington has no separate rate rule for Eatonville; the sourced rows below are what reach every lender that serves its 2,804 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
Lender access in Eatonville
With about 1,533 residents per square mile, Eatonville is moderately settled, and 42 larger Census places sit within 50 miles. What is available to Eatonville's 2,804 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest larger city, Orting, WA about 16 miles away.
What shapes a Eatonville personal loan
Eatonville is a small community of about 2,804 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Eatonville's 2,804 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Eatonville loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Eatonville sits
Eatonville covers about 1.8 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 2,804 residents, the land area yields roughly 1,533 people per square mile. The state's population centre of gravity, Seattle, is roughly 52 miles away. Within 50 miles of Eatonville there are 42 larger Census places. By land area it ranks 154th of 281 Washington places.
Common questions
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Nearby places
- Orting, WA — population 8,955
- Roy, WA — population 796
- Carbonado, WA — population 737
- Morton, WA — population 1,088
- Puyallup, WA — population 42,179
- South Prairie, WA — population 363
- Wilkeson, WA — population 484
- Bonney Lake, WA — population 22,835