Personal loans in East Dundee, IL
East Dundee, Illinois — home to about 3,115 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%.
At about 3,115 residents, East Dundee is larger than roughly 68% of the places in Illinois. Read the disclosure for an origination fee and any prepayment penalty before signing in East Dundee. To lend to East Dundee's 3,115 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. The next larger city is Carpentersville, IL about 3 miles away.
What the Census records for East Dundee
The figures below are East Dundee's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 3,115 people, a figure that places East Dundee 408th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.1% since the 2020 count.
- People gained or lost: about 68 fewer since the 2020 base.
- Size percentile: about 68% of Illinois communities are smaller than East Dundee (3,115 residents).
- Population density: about 1,064 people per square mile (Census land area 2.9 sq mi).
- By land area: East Dundee ranks 377th among Illinois's 1,294 places, at 2.9 sq mi.
- Water area: East Dundee has 0.24 square miles of water, ranking 105th of 1,294 places in Illinois.
- Share of state population: East Dundee's 3,115 residents are about 0.0% of Illinois.
- National rank: East Dundee is the 6,156th most populous of the 19,457 Census places covered here.
- Growth rank: East Dundee ranks 649th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against East Dundee's 2.1%.
- Density rank: East Dundee places 613th among Illinois's places by people per square mile.
- Against the state median: East Dundee runs about 1,064 residents per square mile, where the Illinois median is 993.
- Location: latitude 42.0974, longitude -88.2481 (Census Gazetteer).
- Nearest larger cities: Carpentersville (3 mi); Sleepy Hollow (3 mi); Barrington Hills (4 mi); West Dundee (4 mi); South Barrington (5 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Trout Valley (7 mi); North Barrington (10 mi); Tower Lakes (10 mi).
- Smaller places within 50 miles: 78 of them.
- Within 100 miles: 403 places are larger than East Dundee.
Getting a loan in East Dundee
With about 1,064 residents per square mile, East Dundee is moderately settled, and 250 larger Census places sit within 50 miles. Whether East Dundee has a local branch or not, a Illinois-licensed lender can serve its 3,115 people online on the same terms. For a larger market, the closest option is Carpentersville, IL about 3 miles away.
East Dundee: area, density and distance
Inside East Dundee's boundaries lie roughly 2.9 square miles of land and 0.24 square miles of water. Spread across it are roughly 1,064 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 34 miles. Within 50 miles of East Dundee there are 250 larger Census places. The 100-mile radius contains 403 larger places.
How Illinois law applies in East Dundee
For the roughly 3,115 residents of East Dundee, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
East Dundee in state context
East Dundee is the 408th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. On the 2020-to-2023 trend, East Dundee stands 649th among Illinois's 1,294 places — roughly the 50th percentile. By density, at about 1,064 people per square mile, it ranks 613th in Illinois. By land area, its 2.9 square miles rank 377th of 1,294 places in Illinois.
The anatomy of a East Dundee personal loan
East Dundee is a small community of about 3,115 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving East Dundee's 3,115 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a East Dundee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Carpentersville, IL — population 37,099
- Barrington Hills, IL — population 4,018
- Sleepy Hollow, IL — population 3,131
- West Dundee, IL — population 7,878
- South Barrington, IL — population 4,974
- Algonquin, IL — population 30,134
- Elgin, IL — population 113,310
- Trout Valley, IL — population 509