Personal loans in Eagles Mere, PA

The first question in Eagles Mere is not the rate on offer but whether the payment fits; about 152 people live here under Pennsylvania lending law. By population, Eagles Mere sits at 958th in Pennsylvania, with an estimated 152 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pull your credit reports and line up at least three offers before you apply from Eagles Mere. The trend for Eagles Mere between 2020 and 2023 is upward by roughly 0.7%. Which products a lender may offer to Eagles Mere's 152 residents follows from the Pennsylvania consumer-lending framework. The nearest larger city is Laporte, PA about 5 miles away.

What the Census records for Eagles Mere

The figures below are Eagles Mere's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

How Pennsylvania law applies in Eagles Mere

For the roughly 152 residents of Eagles Mere, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Getting a loan in Eagles Mere

With about 74 residents per square mile, Eagles Mere is sparsely settled, and 134 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Eagles Mere's 152 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Laporte, PA about 5 miles away.

The anatomy of a Eagles Mere personal loan

Most loans made to Eagles Mere's 152 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Eagles Mere can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Eagles Mere loan but raises total interest, so the smallest payment is not the cheapest loan.

Eagles Mere against the rest of Pennsylvania

Within Pennsylvania, Eagles Mere holds roughly 0.0% of all residents, the 958th-largest share among 1,013 places. Its 2020-to-2023 change ranks 131st of 1,013 Pennsylvania places, putting it near the 87th percentile for growth. At about 74 people per square mile, Eagles Mere is the 993rd most densely settled place in Pennsylvania. Within 50 miles sit 6 smaller Census places, alongside the 134 that are larger.

Eagles Mere on the map

Inside Eagles Mere's boundaries lie roughly 2.1 square miles of land and 0.19 square miles of water. The resulting density is about 74 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 123 miles. A 50-mile radius around Eagles Mere takes in 134 places that are larger. The 100-mile radius contains 482 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Eagles Mere if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Eagles Mere is the same as anywhere in Pennsylvania.
What loan size can I expect in Eagles Mere?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Eagles Mere?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Eagles Mere cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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