Personal loans in Dyer, AR

Dyer added about 0.8% to its population between the 2020 base and the 2023 estimate. Roughly 781 residents live in Dyer, the 204th-largest community in Arkansas. Dyer is a small community of about 781 residents, and a personal loan taken out here is governed by Arkansas statute. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dyer loan. Lenders active in Dyer report to a Arkansas supervisor, identified in the sourced rows below. The closest larger place is Mulberry, AR about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Dyer: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

Dyer: area, density and distance

Inside Dyer's boundaries lie about 2.9 square miles of land, with no significant water area recorded. The resulting density is about 266 people per square mile. Little Rock, the largest place in Arkansas, is about 114 miles from Dyer. Within 50 miles of Dyer there are 46 larger Census places. The 100-mile radius contains 131 larger places.

Borrowing reach in Dyer

With about 266 residents per square mile, Dyer is lightly settled, and 46 larger Census places sit within 50 miles. What is available to Dyer's 781 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mulberry, AR about 4 miles away.

How a Dyer personal loan is priced

With roughly 781 residents, Dyer is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dyer can be quoted different APRs on the same amount and term. Shortening the term on a Dyer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Arkansas lending rules that reach Dyer

This table holds the Arkansas rate and licensing rules for consumer loans made to Dyer's 781 residents.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

Where Dyer sits in Arkansas

Among Arkansas's 500 places, Dyer sits at 204th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dyer stands 188th among Arkansas's 500 places — roughly the 62th percentile. At about 266 people per square mile, Dyer is the 329th most densely settled place in Arkansas. The population moved by about 6 people between 2020 and 2023, a 0.8% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dyer if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dyer is the same as anywhere in Arkansas.
What loan size can I expect in Dyer?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dyer?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dyer cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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