Personal loans in Dyer, AR
Dyer added about 0.8% to its population between the 2020 base and the 2023 estimate. Roughly 781 residents live in Dyer, the 204th-largest community in Arkansas. Dyer is a small community of about 781 residents, and a personal loan taken out here is governed by Arkansas statute. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dyer loan. Lenders active in Dyer report to a Arkansas supervisor, identified in the sourced rows below. The closest larger place is Mulberry, AR about 4 miles away.
Dyer: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 781 people, a figure that places Dyer 204th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 6 more people than the 2020 Census counted.
- Size percentile: Dyer sits ahead of around 59% of Arkansas places, at 781 people.
- Land and density: 2.9 square miles of land carry roughly 266 residents per square mile.
- Land area: Dyer covers 2.9 square miles, the 196th-largest area among Arkansas's 500 places.
- Share of Arkansas: Dyer holds about 0.0% of the state's population, some 781 people.
- National rank: Dyer sits 11,298th by population among the 19,457 places in this dataset.
- Growth rank: Dyer ranks 188th among Arkansas's 500 places for the 2020-to-2023 change.
- Against the state trend: Dyer's 0.8% change compares with a Arkansas average of +0.3% across its 500 places.
- Density rank: Dyer places 329th among Arkansas's places by people per square mile.
- Density vs Arkansas: Dyer's 266 people per square mile compare with a state median of 386.
- Location: 35.4944, -94.1388 (Census Gazetteer coordinates).
- Nearest larger cities: Mulberry (4 mi); Alma (4 mi); Kibler (7 mi); Lavaca (12 mi); Van Buren (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Rudy (6 mi); Mountainburg (11 mi); Central City (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 37 smaller Census places.
- Within 100 miles: 131 places are larger than Dyer.
Dyer: area, density and distance
Inside Dyer's boundaries lie about 2.9 square miles of land, with no significant water area recorded. The resulting density is about 266 people per square mile. Little Rock, the largest place in Arkansas, is about 114 miles from Dyer. Within 50 miles of Dyer there are 46 larger Census places. The 100-mile radius contains 131 larger places.
Borrowing reach in Dyer
With about 266 residents per square mile, Dyer is lightly settled, and 46 larger Census places sit within 50 miles. What is available to Dyer's 781 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mulberry, AR about 4 miles away.
How a Dyer personal loan is priced
With roughly 781 residents, Dyer is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dyer can be quoted different APRs on the same amount and term. Shortening the term on a Dyer loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Arkansas lending rules that reach Dyer
This table holds the Arkansas rate and licensing rules for consumer loans made to Dyer's 781 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Where Dyer sits in Arkansas
Among Arkansas's 500 places, Dyer sits at 204th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dyer stands 188th among Arkansas's 500 places — roughly the 62th percentile. At about 266 people per square mile, Dyer is the 329th most densely settled place in Arkansas. The population moved by about 6 people between 2020 and 2023, a 0.8% shift.
Common questions
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Nearby places
- Mulberry, AR — population 1,616
- Alma, AR — population 5,997
- Rudy, AR — population 130
- Kibler, AR — population 1,034
- Mountainburg, AR — population 529
- Lavaca, AR — population 2,514
- Central City, AR — population 466
- Chester, AR — population 149