Personal loans in Durango, CO

The closest larger city is Farmington, NM about 39 miles away. Population in Durango climbed about 2.3% over the three years from 2020 to 2023. A lender that serves Durango operates under Colorado lending statutes and a Colorado supervisor. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Durango loan.

What the Census records for Durango

Only a few things actually differ by place — population, area, location, and the Colorado rules a lender must follow — and they are below.

• Population: 19,534 — Durango ranks 33rd of 270 communities in Colorado (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.3% across the 2020-to-2023 comparison.
• Net change: roughly 446 more people than the 2020 Census counted.
• Size percentile: with 19,534 residents, Durango is larger than about 88% of Colorado's Census places.
• Population density: about 1,105 people per square mile (Census land area 17.7 sq mi).
• By land area: Durango ranks 26th among Colorado's 270 places, at 17.7 sq mi.
• Water area: Durango has 2.39 square miles of water, ranking 1st of 270 places in Colorado.
• State population share: Durango accounts for about 0.4% of everyone in Colorado.
• Nationally: Durango is the 1,920th-largest of 19,457 Census places in the dataset.
• Growth rank: Durango ranks 74th among Colorado's 270 places for the 2020-to-2023 change.
• State comparison: Colorado's places average +2.3% for 2020-to-2023, against Durango's 2.3%.
• Density in Colorado: Durango ranks 138th by people per square mile.
• Density in context: Durango's 1,105 people per square mile sit against a Colorado median of 1,126.
• Location: it lies at 37.2645, -107.8741 in the Census Gazetteer.
• Nearest larger cities: Farmington (39 mi); Montrose (83 mi). Larger metros often have more branches, but online lenders reach Durango on the same terms.
• Smaller towns nearby: Bayfield (16 mi); Ignacio (16 mi); Mancos (24 mi).
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 2 larger Census places fall inside that radius.

Where Durango sits in Colorado

Durango is the 33rd-largest of 270 Census places in Colorado and contains about 0.4% of the state's people. For population change between 2020 and 2023, Durango ranks 74th of 270 in Colorado (about the 73th percentile). At about 1,105 people per square mile, Durango is the 138th most densely settled place in Colorado. Between 2020 and 2023 the count changed by roughly 446 residents.

Before you apply in Durango

A sensible order of operations for a loan in Durango, home to about 19,534 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Colorado licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

The process is identical across Colorado; what changes is your credit file, not the fact that Durango holds 19,534 people.

What Colorado law requires in Durango

Every row below records a Colorado rule, its publisher and its retrieval date — the same rules a Durango lender must follow.

Borrowing reach in Durango

At roughly 1,105 people per square mile, Durango is moderately settled; 1 larger places lie within 50 miles. Distance to a branch rarely matters for Durango's 19,534 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Farmington, NM about 39 miles away.

Durango on the map

Durango covers about 17.7 square miles of land, with 2.39 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,105 residents per square mile. Denver, the largest place in Colorado, is about 237 miles from Durango. Durango has 1 larger places within a 50-mile radius. By land area it ranks 26th of 270 Colorado places.