Personal loans in Dupree, SD
Consumer lending that reaches Dupree's 476 residents is governed by South Dakota statute; no city ordinance changes it.
Dupree is a small community of about 476 residents, and a personal loan taken out here is governed by South Dakota statute. The Census counts 476 people in Dupree, the 117th-largest figure among South Dakota's 309 places. Population in Dupree dropped about 3.8% over the three years from 2020 to 2023. Verify the lender's South Dakota licence against the regulator named below before borrowing in Dupree. For a bigger market, look to Eagle Butte, SD about 18 miles away.
Where Dupree stands
Read the local figures below as context; read the sourced South Dakota table as the rulebook a lender here must follow.
- Population: 476 — Dupree ranks 117th of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
- Size percentile: Dupree sits ahead of around 62% of South Dakota places, at 476 people.
- Land and density: 0.4 square miles of land carry roughly 1,214 residents per square mile.
- By land area: Dupree ranks 203rd among South Dakota's 309 places, at 0.4 sq mi.
- State share: roughly 0.1% of South Dakota's residents live in Dupree (476 people).
- National rank: Dupree sits 13,361st by population among the 19,457 places in this dataset.
- Growth in South Dakota: Dupree stands 290th by percentage change from 2020 to 2023, among 309 places.
- Versus South Dakota: the state average change is +0.9%, while Dupree moved 3.8%.
- Density rank: Dupree places 46th among South Dakota's places by people per square mile.
- Density in context: Dupree's 1,214 people per square mile sit against a South Dakota median of 581.
- Location: the Census Gazetteer records it at 45.0495, -101.6013.
- Nearest larger cities: Eagle Butte (18 mi); Timber Lake (37 mi); McLaughlin (65 mi); Mobridge (66 mi); Lemmon (67 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Faith (21 mi); Isabel (25 mi); Bison (53 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 2 of them.
- At 100 miles: 19 larger Census places fall inside that radius.
The state rulebook for Dupree
For the roughly 476 residents of Dupree, the rules below are South Dakota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Small-loan / installment lender licensing | Money Lender license (SDCL ch. 54-4) required for anyone lending money or creating/holding/purchasing retail installment contracts; payday and title lenders are licensed as money lenders. Source says: "to be a Money Lender and subject to the licensing requirements of South Dakota Codified Laws (SDCL) Chapter 54-4"; "Payday and title lenders are also licensed as Money Lenders under SDCL Chapter 54-4." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
Steps to take before a Dupree loan
These steps shape the offer you get in Dupree, a place of about 476 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the South Dakota regulator's records to confirm the lender is licensed here.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across South Dakota; what changes is your credit file, not the fact that Dupree holds 476 people.
Inside a Dupree personal loan
Dupree is a small community of about 476 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Dupree loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Dupree loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Dupree sits
The Census Gazetteer records about 0.4 square miles of land within Dupree, with no significant water area listed. With 476 residents, the land area yields roughly 1,214 people per square mile. For the state's biggest city, Sioux Falls, the distance is roughly 262 miles. A 50-mile radius around Dupree takes in 2 places that are larger. By land area it ranks 203rd of 309 South Dakota places.
Dupree's place among South Dakota's 309 places
Among South Dakota's 309 places, Dupree sits at 117th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Dupree stands 290th among South Dakota's 309 places — roughly the 6th percentile. At about 1,214 people per square mile, Dupree is the 46th most densely settled place in South Dakota. By land area, its 0.4 square miles rank 203rd of 309 places in South Dakota.
Common questions
What are my options in Dupree if my credit is poor?
What loan size can I expect in Dupree?
Do I have to pledge anything to borrow in Dupree?
Does comparing loans in Dupree cost me credit score points?
Nearby places
- Eagle Butte, SD — population 1,228
- Isabel, SD — population 145
- Faith, SD — population 356
- Timber Lake, SD — population 516
- Morristown, SD — population 45
- McIntosh, SD — population 110
- Bison, SD — population 304
- Philip, SD — population 758