Personal loans in Dunlap, TN
About 5,804 people live in Dunlap, placing it 94th of 344 Census places in Tennessee. If you are weighing a personal loan in Dunlap, start from the payment you can carry; its 5,804 residents face the same statewide rules.
From the 2020 Census base to the 2023 estimate, the population rose by about 8.4%. Decide the purpose of the loan and your repayment plan before sharing any details with a Dunlap lender. Lenders active in Dunlap report to a Tennessee supervisor, identified in the sourced rows below. The nearest larger city is Soddy-Daisy, TN about 14 miles away.
Dunlap by the numbers
Read the local figures below as context; read the sourced Tennessee table as the rulebook a lender here must follow.
- Population: 5,804 people, a figure that places Dunlap 94th among the 344 Census places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 8.4%.
- Net change: roughly 448 more people than the 2020 Census counted.
- Size percentile: roughly 73% of Tennessee places rank below Dunlap.
- Population density: about 537 people per square mile across 10.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dunlap's 10.8 square miles rank 79th of 344 places in Tennessee.
- State population share: Dunlap accounts for about 0.2% of everyone in Tennessee.
- National rank: Dunlap sits 4,441st by population among the 19,457 places in this dataset.
- Growth rank: Dunlap ranks 31st among Tennessee's 344 places for the 2020-to-2023 change.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Dunlap's 8.4%.
- Density rank: Dunlap places 178th among Tennessee's places by people per square mile.
- Density in context: Dunlap's 537 people per square mile sit against a Tennessee median of 553.
- Location: coordinates 35.3675, -85.3898 (US Census Bureau Gazetteer).
- Nearest larger cities: Soddy-Daisy (14 mi); Signal Mountain (16 mi); Red Bank (18 mi); Chattanooga (22 mi); Dayton (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Palmer (10 mi); Powells Crossroads (14 mi); Gruetli-Laager (14 mi).
- Smaller places within 50 miles: 52 of them.
- Within 100 miles: 68 places are larger than Dunlap.
Lender access in Dunlap
Dunlap is a moderately settled community of about 5,804 people, with 17 larger places inside a 50-mile radius. What is available to Dunlap's 5,804 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Soddy-Daisy, TN about 14 miles away.
The state rulebook for Dunlap
Every row below records a Tennessee rule, its publisher and its retrieval date — the same rules a Dunlap lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
A practical checklist for Dunlap borrowers
Complete these steps first when you borrow in Dunlap (5,804 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Tennessee licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Tennessee; what changes is your credit file, not the fact that Dunlap holds 5,804 people.
Dunlap: area, density and distance
Dunlap covers about 10.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 537 people per square mile. The largest place in Tennessee, Memphis, lies about 259 miles away. A 50-mile radius around Dunlap takes in 17 places that are larger. The 100-mile radius contains 68 larger places.
Dunlap in state context
Among Tennessee's 344 places, Dunlap sits at 94th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Dunlap stands 31st among Tennessee's 344 places — roughly the 91th percentile. By density, at about 537 people per square mile, it ranks 178th in Tennessee. In land area, Dunlap ranks 79th among Tennessee's 344 places.
Common questions
What are my options in Dunlap if my credit is poor?
What loan size can I expect in Dunlap?
Do I have to pledge anything to borrow in Dunlap?
Does comparing loans in Dunlap cost me credit score points?
Nearby places
- Palmer, TN — population 570
- Powells Crossroads, TN — population 1,282
- Whitwell, TN — population 1,612
- Walden, TN — population 1,979
- Signal Mountain, TN — population 8,916
- Soddy-Daisy, TN — population 13,234
- Gruetli-Laager, TN — population 1,784
- Red Bank, TN — population 12,065