Personal loans in Dunlap, IA
About 1,035 people live in Dunlap, placing it 271st of 940 Census places in Iowa. A personal loan in Dunlap is priced from your credit file and income, not from the fact that the city holds 1,035 people. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Dunlap loan. A single loan can carry different costs on either side of a state line, and Dunlap sits on the Iowa side of that line. Population in Dunlap dropped about 0.6% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Woodbine, IA about 10 miles away.
Where Dunlap stands
The figures below are Dunlap's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: an estimated 1,035 residents, 271st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 0.6% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: roughly 71% of Iowa places rank below Dunlap.
- Population density: about 829 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dunlap's 1.2 square miles rank 307th of 940 places in Iowa.
- Water area rank: Dunlap ranks 99th among Iowa's 940 places, with 0.03 sq mi.
- Share of state population: Dunlap's 1,035 residents are about 0.0% of Iowa.
- National rank: Dunlap is 10,079th of 19,457 places nationwide.
- Growth rank: Dunlap's 2020-to-2023 change ranks 354th of 940 places in Iowa.
- Against the state trend: Dunlap's 0.6% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Dunlap ranks 366th by people per square mile.
- Density vs Iowa: Dunlap's 829 people per square mile compare with a state median of 672.
- Location: coordinates 41.8519, -95.6019 (US Census Bureau Gazetteer).
- Nearest larger cities: Woodbine (10 mi); Denison (17 mi); Logan (17 mi); Harlan (20 mi); Mapleton (24 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Dow City (8 mi); Arion (10 mi); Earling (11 mi).
- Within a 50-mile radius: 90 smaller Census places.
- Larger places within 100 miles: 134.
Land, water and location for Dunlap
Dunlap covers about 1.2 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 829 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 105 miles. Counting outward 50 miles, 29 larger communities surround Dunlap. By land area it ranks 307th of 940 Iowa places.
Iowa consumer-lending rules applied in Dunlap
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Dunlap lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Dunlap in state context
Among Iowa's 940 places, Dunlap sits at 271st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Dunlap ranks 354th of 940 in Iowa (about the 62th percentile). Its roughly 829 residents per square mile place it 366th among Iowa's places. In land area, Dunlap ranks 307th among Iowa's 940 places.
Borrowing reach in Dunlap
At roughly 829 people per square mile, Dunlap is moderately settled; 29 larger places lie within 50 miles. Distance to a branch rarely matters for Dunlap's 1,035 residents: the application is online and the price follows your credit file. The nearest bigger place is Woodbine, IA about 10 miles away.
What shapes a Dunlap personal loan
With roughly 1,035 residents, Dunlap is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Dunlap can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Dunlap loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Dow City, IA — population 467
- Woodbine, IA — population 1,718
- Arion, IA — population 95
- Panama, IA — population 237
- Earling, IA — population 393
- Charter Oak, IA — population 511
- Buck Grove, IA — population 34
- Portsmouth, IA — population 189