Personal loans in Dungannon, VA
The trend for Dungannon between 2020 and 2023 is downward by roughly 0.4%. The first question in Dungannon is not the rate on offer but whether the payment fits; about 254 people live here under Virginia lending law.
Dungannon ranks 202nd of 227 places in Virginia, with a population near 254. The nearest larger city is Nickelsville, VA about 6 miles away. Consumer lending that reaches Dungannon's 254 residents is governed by Virginia statute; no city ordinance changes it. Use the calculator on this page to price an amount and term before you commit in Dungannon.
The Dungannon data picture
Read the local figures below as context; read the sourced Virginia table as the rulebook a lender here must follow.
- Population: 254 — Dungannon ranks 202nd of 227 communities in Virginia (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.4% since the 2020 count.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 11% of the places in Virginia, with 254 residents in Dungannon.
- Land and density: 0.4 square miles of land carry roughly 711 residents per square mile.
- Land area: Dungannon covers 0.4 square miles, the 206th-largest area among Virginia's 227 places.
- Share of Virginia: Dungannon holds about 0.0% of the state's population, some 254 people.
- National rank: Dungannon is 15,705th of 19,457 places nationwide.
- Growth rank: Dungannon ranks 111th among Virginia's 227 places for the 2020-to-2023 change.
- Against the state trend: Dungannon's 0.4% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Dungannon is the 133rd most densely settled place in Virginia.
- Density in context: Dungannon's 711 people per square mile sit against a Virginia median of 823.
- Location: 36.8284 / -82.4681, per the US Census Bureau Gazetteer.
- Nearest larger cities: Nickelsville (6 mi); Coeburn (8 mi); St. Paul (10 mi); Norton (11 mi); Wise (12 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Clinchport (18 mi); Cleveland (19 mi); Duffield (20 mi).
- Smaller neighbours: 4 places smaller than Dungannon sit within 50 miles.
- At 100 miles: 204 larger Census places fall inside that radius.
The Virginia lending rules that reach Dungannon
Virginia has no separate rate rule for Dungannon; the sourced rows below are what reach every lender that serves its 254 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Steps to take before a Dungannon loan
Before you apply in Dungannon, a community of about 254, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Virginia regulator's licence records before you sign.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Virginia; what changes is your credit file, not the fact that Dungannon holds 254 people.
How a Dungannon personal loan is priced
Most loans made to Dungannon's 254 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dungannon. Shortening the term on a Dungannon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Dungannon
Dungannon is a moderately settled community of about 254 people, with 60 larger places inside a 50-mile radius. Lenders licensed in Virginia reach Dungannon's 254 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Nickelsville, VA about 6 miles away.
How Dungannon compares across Virginia
Within Virginia, Dungannon holds roughly 0.0% of all residents, the 202nd-largest share among 227 places. For population change between 2020 and 2023, Dungannon ranks 111th of 227 in Virginia (about the 51th percentile). Its roughly 711 residents per square mile place it 133rd among Virginia's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
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Nearby places
- Nickelsville, VA — population 376
- Coeburn, VA — population 1,562
- St. Paul, VA — population 838
- Wise, VA — population 2,890
- Norton, VA — population 3,492
- Gate City, VA — population 2,023
- Weber City, VA — population 1,238
- Big Stone Gap, VA — population 5,114