Personal loans in Dundee, IA
With roughly 194 residents, Dundee is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. At about 194 residents, Dundee is larger than roughly 28% of the places in Iowa.
Borrowers who want a bigger city can look to Lamont, IA about 5 miles away. A 2020-to-2023 comparison shows Dundee down by about 0.5%. A lender that serves Dundee operates under Iowa lending statutes and a Iowa supervisor. Verify the lender's Iowa licence against the regulator named below before borrowing in Dundee.
Dundee: population, trend and location
The figures below are Dundee's own — Census population, land area and coordinates — followed by the Iowa rules.
- Population: about 194 people live here, which puts Dundee 673rd of 940 Census places in Iowa (Vintage 2023).
- Population trend: A decline of about 0.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: Dundee sits ahead of around 28% of Iowa places, at 194 people.
- Land and density: 0.3 square miles of land carry roughly 616 residents per square mile.
- Land area rank: Dundee's 0.3 square miles rank 779th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Dundee (194 people).
- National rank: Dundee is 16,583rd of 19,457 places nationwide.
- Growth rank: Dundee ranks 344th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Dundee moved 0.5%.
- Density rank: Dundee places 513th among Iowa's places by people per square mile.
- Against the state median: Dundee runs about 616 residents per square mile, where the Iowa median is 672.
- Location: 42.5793 / -91.5465, per the US Census Bureau Gazetteer.
- Nearest larger cities: Lamont (5 mi); Strawberry Point (7 mi); Manchester (8 mi); Edgewood (9 mi); Greeley (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Masonville (7 mi); Aurora (10 mi); Delaware (13 mi).
- Smaller places within 50 miles: 29 of them.
- Larger places within 100 miles: 436.
What a Dundee borrower is actually offered
Most loans made to Dundee's 194 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Dundee's 194 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Dundee loan is knowable in advance — unlike a revolving card balance.
Where Dundee sits
Dundee's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 616 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 127 miles. A 50-mile radius around Dundee takes in 118 places that are larger. By land area it ranks 779th of 940 Iowa places.
A pre-application checklist for Dundee
These steps shape the offer you get in Dundee, a place of about 194 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Iowa licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
In Dundee as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 194 residents.
The Iowa lending rules that reach Dundee
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Dundee is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How Dundee compares across Iowa
Set beside Iowa's 940 places, Dundee ranks 673rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Dundee ranks 344th of 940 in Iowa (about the 63th percentile). At about 616 people per square mile, Dundee is the 513th most densely settled place in Iowa. By land area, its 0.3 square miles rank 779th of 940 places in Iowa.
Common questions
What are my options in Dundee if my credit is poor?
What loan size can I expect in Dundee?
Do I have to pledge anything to borrow in Dundee?
Does comparing loans in Dundee cost me credit score points?
Nearby places
- Lamont, IA — population 432
- Strawberry Point, IA — population 1,147
- Masonville, IA — population 99
- Manchester, IA — population 5,239
- Edgewood, IA — population 910
- Aurora, IA — population 166
- Greeley, IA — population 216
- Arlington, IA — population 418