Personal loans in Duluth, GA
At about 32,350 residents, Duluth is larger than roughly 94% of the places in Georgia. Duluth is a smaller city in Georgia, with an estimated 32,350 residents, and every licensed lender here follows the same state rulebook.
The trend for Duluth between 2020 and 2023 is upward by roughly 1.5%. Rate-shopping from Duluth costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Every figure below is Georgia's own, applied to Duluth's 32,350 residents, with the publisher and retrieval date attached. The closest larger city is Johns Creek, GA about 4 miles away.
Local context for Duluth
Two layers matter for a Duluth borrower: the local population picture and Georgia's consumer-lending statutes.
- Population: a Census-estimated 32,350, 34th among Georgia's 536 places (Vintage 2023).
- Population trend: Higher by roughly 1.5% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 478 residents.
- Size percentile: roughly 94% of Georgia's places have fewer residents than Duluth's 32,350.
- Population density: 3,185 people per square mile on 10.2 square miles of land.
- Land area rank: Duluth's 10.2 square miles rank 97th of 536 places in Georgia.
- Water area rank: Duluth ranks 145th among Georgia's 536 places, with 0.07 sq mi.
- State share: roughly 0.7% of Georgia's residents live in Duluth (32,350 people).
- National rank: Duluth is 1,227th of 19,457 places nationwide.
- Growth rank: Duluth ranks 261st among Georgia's 536 places for the 2020-to-2023 change.
- Against the state trend: Duluth's 1.5% change compares with a Georgia average of +3.4% across its 536 places.
- Density in Georgia: Duluth ranks 14th by people per square mile.
- Against the state median: Duluth runs about 3,185 residents per square mile, where the Georgia median is 536.
- Location: coordinates 34.0015, -84.1505 (US Census Bureau Gazetteer).
- Nearest larger cities: Johns Creek (4 mi); Peachtree Corners (5 mi); Alpharetta (8 mi); Dunwoody (10 mi); Tucker (11 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Berkeley Lake (2 mi); Norcross (5 mi); Suwanee (6 mi).
- Smaller places within 50 miles: 110 of them.
- Within 100 miles: 28 places are larger than Duluth.
What shapes a Duluth personal loan
In Duluth, a smaller city of about 32,350, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Duluth lender to disclose the APR and finance charge before you sign. The term you choose in Duluth decides the split between a comfortable payment and the total interest you pay.
Georgia rules behind a Duluth personal loan
The rows below set out what a licensed lender must follow in Georgia, and so for Duluth's roughly 32,350 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
Lender access in Duluth
At roughly 3,185 people per square mile, Duluth is fairly dense; 22 larger places lie within 50 miles. What is available to Duluth's 32,350 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Johns Creek, GA about 4 miles away.
Duluth's place among Georgia's 536 places
Set beside Georgia's 536 places, Duluth ranks 34th by population and holds about 0.7% of the state total. For population change between 2020 and 2023, Duluth ranks 261st of 536 in Georgia (about the 51th percentile). By density, at about 3,185 people per square mile, it ranks 14th in Georgia. The population moved by about 478 people between 2020 and 2023, a 1.5% shift.
Duluth on the map
Duluth covers about 10.2 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). With 32,350 residents, the land area yields roughly 3,185 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 23 miles. Counting outward 50 miles, 22 larger communities surround Duluth. The 100-mile radius contains 28 larger places.
Common questions
What are my options in Duluth if my credit is poor?
What loan size can I expect in Duluth?
Do I have to pledge anything to borrow in Duluth?
Does comparing loans in Duluth cost me credit score points?
Nearby places
- Berkeley Lake, GA — population 2,029
- Johns Creek, GA — population 81,108
- Norcross, GA — population 18,043
- Peachtree Corners, GA — population 42,136
- Suwanee, GA — population 22,913
- Lilburn, GA — population 15,862
- Alpharetta, GA — population 67,056
- Sugar Hill, GA — population 25,889