Personal loans in Du Bois, NE

Du Bois ranks 390th of 527 places in Nebraska, with a population near 122. The nearest larger metro is Bern, KS about 6 miles away. To lend to Du Bois's 122 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Du Bois loan.

Du Bois by the numbers

Most of what governs a Du Bois loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.

• Population: 122 residents; Du Bois is the 390th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.8% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: about 26% of Nebraska communities are smaller than Du Bois (122 residents).
• Population density: about 279 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Du Bois covers 0.4 square miles, the 259th-largest area among Nebraska's 527 places.
• Share of state population: Du Bois's 122 residents are about 0.0% of Nebraska.
• National standing: Du Bois ranks 17,745th of 19,457 US places.
• Growth rank: Du Bois ranks 263rd among Nebraska's 527 places for the 2020-to-2023 change.
• Versus Nebraska: the state average change is -0.6%, while Du Bois moved 0.8%.
• Density rank: Du Bois is the 459th most densely settled place in Nebraska.
• Against the state median: Du Bois runs about 279 residents per square mile, where the Nebraska median is 830.
• Location: the Census Gazetteer records it at 40.0348, -96.0472.
• Nearest larger cities: Bern (6 mi); Pawnee City (8 mi); Table Rock (10 mi); Humboldt (11 mi); Dawson (13 mi). Online lenders reach Du Bois no matter how far the nearest branch is.
• Smaller places nearby: Oneida (13 mi); Steinauer (15 mi); Salem (17 mi).
• Within a 50-mile radius: 34 smaller Census places.
• At 100 miles: 351 larger Census places fall inside that radius.

Which Nebraska laws govern a loan in Du Bois

Nebraska has no separate rate rule for Du Bois; the sourced rows below are what reach every lender that serves its 122 people.

What is available to Du Bois borrowers

At roughly 279 people per square mile, Du Bois is lightly settled; 74 larger places lie within 50 miles. A Nebraska licence lets a lender serve Du Bois without a local office, so branch density does not change what its 122 residents are offered. The nearest bigger place is Bern, KS about 6 miles away.

A practical checklist for Du Bois borrowers

These steps shape the offer you get in Du Bois, a place of about 122 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Nebraska regulator's records to confirm the lender is licensed here.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Du Bois as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 122 residents.

Du Bois's place among Nebraska's 527 places

Within Nebraska, Du Bois holds roughly 0.0% of all residents, the 390th-largest share among 527 places. Its 2020-to-2023 change ranks 263rd of 527 Nebraska places, putting it near the 50th percentile for growth. By density, at about 279 people per square mile, it ranks 459th in Nebraska. In land area, Du Bois ranks 259th among Nebraska's 527 places.

Du Bois on the map

Du Bois covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 279 people per square mile. The state's population centre of gravity, Omaha, is roughly 85 miles away. Du Bois has 74 larger places within a 50-mile radius. The 100-mile radius contains 351 larger places.