Personal loans in Donnelly, MN

Local context for Donnelly

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: the Census counts 217 residents in Donnelly (Vintage 2023 subcounty estimate), the 634th-largest figure among Minnesota's 853 places.
• Population trend: A loss of roughly 0.9% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 26% of Minnesota's places have fewer residents than Donnelly's 217.
• Population density: about 78 people per square mile (Census land area 2.8 sq mi).
• By land area: Donnelly ranks 268th among Minnesota's 853 places, at 2.8 sq mi.
• Water area rank: Donnelly ranks 157th among Minnesota's 853 places, with 0.32 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in Donnelly (217 people).
• Nationally: Donnelly is the 16,212th-largest of 19,457 Census places in the dataset.
• Growth rank: Donnelly's 2020-to-2023 change ranks 457th of 853 places in Minnesota.
• Against the state trend: Donnelly's 0.9% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Donnelly is the 788th most densely settled place in Minnesota.
• Density in context: Donnelly's 78 people per square mile sit against a Minnesota median of 607.
• Location: 45.6893, -96.0143 (Census Gazetteer coordinates).
• Nearest larger cities: Morris (9 mi); Herman (10 mi); Chokio (11 mi); Cyrus (14 mi); Hoffman (15 mi). Larger metros often have more branches, but online lenders reach Donnelly on the same terms.
• Nearest smaller places: Alberta (8 mi); Norcross (15 mi); Johnson (16 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 210 larger Census places fall inside that radius.

Steps to take before a Donnelly loan

A sensible order of operations for a loan in Donnelly, home to about 217 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Donnelly as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 217 residents.

The Minnesota lending rules that reach Donnelly

This table holds the Minnesota rate and licensing rules for consumer loans made to Donnelly's 217 residents.

Donnelly against the rest of Minnesota

Against Minnesota's other places, Donnelly accounts for about 0.0% of the state's population and ranks 634th of 853 by size. For population change between 2020 and 2023, Donnelly ranks 457th of 853 in Minnesota (about the 46th percentile). At about 78 people per square mile, Donnelly is the 788th most densely settled place in Minnesota. The population moved by about 2 people between 2020 and 2023, a 0.9% shift.

How lenders reach Donnelly

Donnelly is a sparsely settled community of about 217 people, with 48 larger places inside a 50-mile radius. Whether Donnelly has a local branch or not, a Minnesota-licensed lender can serve its 217 people online on the same terms. For a larger market, the closest option is Morris, MN about 9 miles away.

What a Donnelly borrower is actually offered

A Donnelly personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 217 residents. Federal Truth in Lending rules require a Donnelly lender to disclose the APR and finance charge before you sign. The term you choose in Donnelly decides the split between a comfortable payment and the total interest you pay.