Personal loans in Donnellson, IA

Donnellson by the numbers

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: about 866 people live here, which puts Donnellson 313th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Roughly 2.4% fewer residents than the 2020 Census counted.
• People gained or lost: about 21 fewer since the 2020 base.
• Size percentile: about 67% of Iowa communities are smaller than Donnellson (866 residents).
• Land and density: 1.3 square miles of land carry roughly 680 residents per square mile.
• Land area rank: Donnellson's 1.3 square miles rank 299th of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Donnellson (866 people).
• National rank: Donnellson is 10,846th of 19,457 places nationwide.
• Growth rank: Donnellson's 2020-to-2023 change ranks 716th of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Donnellson moved 2.4%.
• Density in Iowa: Donnellson ranks 468th by people per square mile.
• Against the state median: Donnellson runs about 680 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 40.6453, -91.5641.
• Nearest larger cities: West Point (8 mi); Fort Madison (12 mi); Nauvoo (12 mi); Kahoka (17 mi); Keokuk (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Franklin (3 mi); St. Paul (9 mi); Farmington (9 mi).
• Smaller places within 50 miles: 91 of them.
• Larger places within 100 miles: 165.

Donnellson's place among Iowa's 940 places

Within Iowa, Donnellson holds roughly 0.0% of all residents, the 313th-largest share among 940 places. Its 2020-to-2023 change ranks 716th of 940 Iowa places, putting it near the 24th percentile for growth. By density, at about 680 people per square mile, it ranks 468th in Iowa. Between 2020 and 2023 the count changed by roughly 21 residents.

Which Iowa laws govern a loan in Donnellson

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Donnellson is bound by the same rules.

The anatomy of a Donnellson personal loan

Most loans made to Donnellson's 866 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Donnellson can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Donnellson loan is knowable in advance — unlike a revolving card balance.

Steps to take before a Donnellson loan

These steps shape the offer you get in Donnellson, a place of about 866 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Donnellson and the rest of Iowa is not the process but the borrower's own file, among the 866 people here.

The geography behind Donnellson

The Census Gazetteer records about 1.3 square miles of land within Donnellson, with no significant water area listed. Spread across it are roughly 680 residents per square mile. The largest place in Iowa, Des Moines, lies about 124 miles away. A 50-mile radius around Donnellson takes in 30 places that are larger. The 100-mile radius contains 165 larger places.