Personal loans in Dodson, TX
Dodson counts about 91 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. Dodson is home to roughly 91 people and stands 1,202nd by size out of 1,224 Census places in Texas.
Borrowers who want a bigger city can look to Hollis, OK about 8 miles away. The 2020 count to the 2023 estimate shows about 3.2% decline in Dodson. Every figure below is Texas's own, applied to Dodson's 91 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Dodson.
The Dodson data picture
Most of what governs a Dodson loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 91 people live here, which puts Dodson 1,202nd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.2%.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: Dodson's 91 people outrank roughly 2% of the places in Texas.
- Population density: 149 people per square mile on 0.6 square miles of land.
- By land area: Dodson ranks 1,117th among Texas's 1,224 places, at 0.6 sq mi.
- State population share: Dodson accounts for about 0.0% of everyone in Texas.
- National rank: Dodson is the 18,280th most populous of the 19,457 Census places covered here.
- Growth in Texas: Dodson stands 1,110th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Dodson's 3.2% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Dodson is the 1,155th most densely settled place in Texas.
- Density vs Texas: Dodson's 149 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 34.7654, -100.0204.
- Nearest larger cities: Hollis (8 mi); Wellington (13 mi); Gould (16 mi); East Duke (27 mi); Childress (27 mi). Larger metros often have more branches, but online lenders reach Dodson on the same terms.
- Smaller communities close by: Texola (32 mi); Lakeview (39 mi); Elmer (43 mi), each with its own Census population profile.
- Within a 50-mile radius: 4 smaller Census places.
- Within 100 miles: 109 places are larger than Dodson.
What is available to Dodson borrowers
Dodson is a lightly settled community of about 91 people, with 26 larger places inside a 50-mile radius. What is available to Dodson's 91 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hollis, OK about 8 miles away.
Which Texas laws govern a loan in Dodson
When Texas does not publish a figure, the row links to the source instead of inventing a number; Dodson is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Dodson on the map
Dodson's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. That land carries about 149 people per square mile. The largest place in Texas, Houston, lies about 438 miles away. Dodson has 26 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.
How Dodson compares across Texas
Within Texas, Dodson holds roughly 0.0% of all residents, the 1,202nd-largest share among 1,224 places. On the 2020-to-2023 trend, Dodson stands 1,110th among Texas's 1,224 places — roughly the 9th percentile. At about 149 people per square mile, Dodson is the 1,155th most densely settled place in Texas. The population moved by about 3 people between 2020 and 2023, a 3.2% shift.
A practical checklist for Dodson borrowers
A sensible order of operations for a loan in Dodson, home to about 91 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Texas licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Dodson and the rest of Texas is not the process but the borrower's own file, among the 91 people here.
Common questions
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Nearby places
- Hollis, OK — population 1,721
- Wellington, TX — population 1,821
- Gould, OK — population 98
- Childress, TX — population 5,770
- Texola, OK — population 40
- East Duke, OK — population 392
- Eldorado, OK — population 314
- Estelline, TX — population 123