Personal loans in Dixon, KY
Dixon is one of 416 Census places in Kentucky; its 908 residents put it at 216th. Dixon is a small community of about 908 residents, and a personal loan taken out here is governed by Kentucky statute. Dixon lost roughly 1.9% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Dixon loan. State law, not city hall, decides what a lender may do to Dixon's roughly 908 residents, and a state regulator supervises it. The nearest larger city is Clay, KY about 8 miles away.
Borrowing in Dixon: the local picture
What follows is Dixon's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.
- Population: 908 people, a figure that places Dixon 216th among the 416 Census places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.9% from 2020 to 2023.
- People gained or lost: about 18 fewer since the 2020 base.
- Size percentile: Dixon's 908 people outrank roughly 48% of the places in Kentucky.
- Land and density: 1.2 square miles of land carry roughly 727 residents per square mile.
- Land area rank: Dixon's 1.2 square miles rank 211th of 416 places in Kentucky.
- Water area rank: Dixon ranks 180th among Kentucky's 416 places, with 0.01 sq mi.
- Share of Kentucky: Dixon holds about 0.0% of the state's population, some 908 people.
- National rank: Dixon sits 10,657th by population among the 19,457 places in this dataset.
- Growth in Kentucky: Dixon stands 331st by percentage change from 2020 to 2023, among 416 places.
- Versus Kentucky: the state average change is -0.2%, while Dixon moved 1.9%.
- Density rank: Dixon places 280th among Kentucky's places by people per square mile.
- Against the state median: Dixon runs about 727 residents per square mile, where the Kentucky median is 1,045.
- Location: coordinates 37.5137, -87.6884 (US Census Bureau Gazetteer).
- Nearest larger cities: Clay (8 mi); Providence (9 mi); Sebree (11 mi); Madisonville (16 mi); Morganfield (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Nebo (9 mi); Wheatcroft (10 mi); Slaughters (10 mi).
- Within a 50-mile radius: 51 smaller Census places.
- Larger places within 100 miles: 148.
Where Dixon sits
Dixon covers about 1.2 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 908 residents, the land area yields roughly 727 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 180 miles away. Within 50 miles of Dixon there are 36 larger Census places. By land area it ranks 211th of 416 Kentucky places.
Getting a loan in Dixon
With about 727 residents per square mile, Dixon is moderately settled, and 36 larger Census places sit within 50 miles. A Kentucky licence lets a lender serve Dixon without a local office, so branch density does not change what its 908 residents are offered. For a larger market, the closest option is Clay, KY about 8 miles away.
Kentucky consumer-lending rules applied in Dixon
Kentucky has no separate rate rule for Dixon; the sourced rows below are what reach every lender that serves its 908 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement) Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Dixon in state context
Set beside Kentucky's 416 places, Dixon ranks 216th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Dixon stands 331st among Kentucky's 416 places — roughly the 20th percentile. At about 727 people per square mile, Dixon is the 280th most densely settled place in Kentucky. The population moved by about 18 people between 2020 and 2023, a 1.9% shift.
What a Dixon borrower is actually offered
In Dixon, a small community of about 908, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Dixon's rank of 216th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Dixon decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Providence, KY — population 2,822
- Clay, KY — population 994
- Nebo, KY — population 205
- Wheatcroft, KY — population 102
- Slaughters, KY — population 186
- Sebree, KY — population 1,529
- Robards, KY — population 445
- Corydon, KY — population 726