Personal loans in Dixon, IA
Dixon is home to roughly 204 people and stands 657th by size out of 940 Census places in Iowa. The roughly 204 people who live in Dixon borrow under Iowa rules; city hall sets no personal-loan rate.
Census figures put the 2020-to-2023 increase in Dixon at about 0.5%. Rate-shopping from Dixon costs nothing at pre-qualification, where a soft pull leaves your credit file alone. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dixon's 204 residents. For a bigger market, look to Calamus, IA about 6 miles away.
What the Census records for Dixon
Here is the sourced Census picture for Dixon, plus the Iowa lending rules that apply to a loan taken out here.
- Population: an estimated 204 residents, 657th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 0.5% since the 2020 count.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: Dixon sits ahead of around 30% of Iowa places, at 204 people.
- Population density: about 1,632 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dixon ranks 909th among Iowa's 940 places, at 0.1 sq mi.
- Share of Iowa: Dixon holds about 0.0% of the state's population, some 204 people.
- Nationally: Dixon is the 16,418th-largest of 19,457 Census places in the dataset.
- Growth rank: Dixon ranks 193rd among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Dixon's 0.5% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Dixon ranks 49th by people per square mile.
- Density in context: Dixon's 1,632 people per square mile sit against a Iowa median of 672.
- Location: latitude 41.7421, longitude -90.7824 (Census Gazetteer).
- Nearest larger cities: Calamus (6 mi); Donahue (7 mi); Wheatland (7 mi); Grand Mound (9 mi); Bennett (10 mi). Lenders licensed in the state serve Dixon whether or not they keep a local branch.
- Smaller communities within reach: New Liberty (5 mi); Maysville (7 mi); Stockton (11 mi).
- Smaller neighbours: 22 places smaller than Dixon sit within 50 miles.
- Within 100 miles: 465 places are larger than Dixon.
Steps to take before a Dixon loan
Before you apply in Dixon, a community of about 204, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Iowa licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
What differs between Dixon and the rest of Iowa is not the process but the borrower's own file, among the 204 people here.
Dixon on the map
The Census Gazetteer records about 0.1 square miles of land within Dixon, with no significant water area listed. That land carries about 1,632 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 146 miles. Counting outward 50 miles, 127 larger communities surround Dixon. The 100-mile radius contains 465 larger places.
Dixon against the rest of Iowa
Dixon is the 657th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dixon ranks 193rd of 940 in Iowa (about the 79th percentile). Its roughly 1,632 residents per square mile place it 49th among Iowa's places. Within 50 miles sit 22 smaller Census places, alongside the 127 that are larger.
Getting a loan in Dixon
Dixon is moderately settled, with about 1,632 people per square mile and 127 larger places within 50 miles. Distance to a branch rarely matters for Dixon's 204 residents: the application is online and the price follows your credit file. The nearest larger city, Calamus, IA about 6 miles away.
What Iowa law requires in Dixon
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Dixon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Dixon if my credit is poor?
What loan size can I expect in Dixon?
Do I have to pledge anything to borrow in Dixon?
Does comparing loans in Dixon cost me credit score points?
Nearby places
- Calamus, IA — population 350
- New Liberty, IA — population 133
- Wheatland, IA — population 763
- Maysville, IA — population 154
- Donahue, IA — population 336
- Walcott, IA — population 1,549
- Grand Mound, IA — population 610
- Stockton, IA — population 172