Personal loans in DISH, TX
If you are weighing a personal loan in DISH, start from the payment you can carry; its 442 residents face the same statewide rules. DISH ranks 1,012th of 1,224 places in Texas, with a population near 442.
Pull your credit reports and line up at least three offers before you apply from DISH. Census figures put the 2020-to-2023 increase in DISH at about 0.9%. When Texas caps or restricts a product, lenders either change the terms or withdraw it from DISH as from the rest of the state. The next larger city is Ponder, TX about 3 miles away.
DISH: population, trend and location
Most of what governs a DISH loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 442 residents, 1,012th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 0.9%.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: bigger than about 17% of the places in Texas, with 442 residents in DISH.
- Population density: about 280 people per square mile (Census land area 1.6 sq mi).
- Land area rank: DISH's 1.6 square miles rank 830th of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in DISH (442 people).
- National rank: DISH is 13,682nd of 19,457 places nationwide.
- Growth rank: DISH's 2020-to-2023 change ranks 761st of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while DISH moved 0.9%.
- Density rank: DISH places 1,054th among Texas's places by people per square mile.
- Density vs Texas: DISH's 280 people per square mile compare with a state median of 840.
- Location: coordinates 33.1287, -97.3079 (US Census Bureau Gazetteer).
- Nearest larger cities: Ponder (3 mi); Justin (3 mi); Northlake (5 mi); New Fairview (7 mi); Argyle (8 mi). Lenders licensed in the state serve DISH whether or not they keep a local branch.
- Smaller places nearby: Corral City (5 mi); Sanctuary (22 mi); Hebron (25 mi).
- Smaller places within 50 miles: 11 of them.
- Within 100 miles: 313 places are larger than DISH.
Which Texas laws govern a loan in DISH
These are Texas's sourced lending facts as they reach DISH's 442 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
DISH against the rest of Texas
Within Texas, DISH holds roughly 0.0% of all residents, the 1,012th-largest share among 1,224 places. Its 2020-to-2023 change ranks 761st of 1,224 Texas places, putting it near the 38th percentile for growth. Its roughly 280 residents per square mile place it 1,054th among Texas's places. In land area, DISH ranks 830th among Texas's 1,224 places.
Borrowing reach in DISH
DISH is lightly settled, with about 280 people per square mile and 152 larger places within 50 miles. Whether DISH has a local branch or not, a Texas-licensed lender can serve its 442 people online on the same terms. The nearest bigger place is Ponder, TX about 3 miles away.
A practical checklist for DISH borrowers
Before you apply in DISH, a community of about 442, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Texas; what changes is your credit file, not the fact that DISH holds 442 people.
Land, water and location for DISH
DISH's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 280 residents per square mile. The largest place in Texas, Houston, lies about 257 miles away. DISH has 152 larger places within a 50-mile radius. Within the same 50 miles lie 11 smaller Census places.
Common questions
What are my options in DISH if my credit is poor?
What loan size can I expect in DISH?
Do I have to pledge anything to borrow in DISH?
Does comparing loans in DISH cost me credit score points?
Nearby places
- Ponder, TX — population 2,757
- Justin, TX — population 5,892
- Northlake, TX — population 9,453
- Corral City, TX — population 40
- New Fairview, TX — population 1,558
- Argyle, TX — population 5,859
- Roanoke, TX — population 10,798
- Krum, TX — population 6,548