Personal loans in Dillsboro, IN
Dillsboro is one of 565 Census places in Indiana; its 1,383 residents put it at 256th. Dillsboro gained roughly 1.4% in population across the 2020-to-2023 comparison. The first question in Dillsboro is not the rate on offer but whether the payment fits; about 1,383 people live here under Indiana lending law. Every figure below is Indiana's own, applied to Dillsboro's 1,383 residents, with the publisher and retrieval date attached. For a community of about 1,383, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Milan, IN about 8 miles away.
Dillsboro: the sourced local profile
Dillsboro is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,383 — Dillsboro ranks 256th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 1.4% across the 2020-to-2023 comparison.
- People gained or lost: about 19 more since the 2020 base.
- Size percentile: about 55% of Indiana communities are smaller than Dillsboro (1,383 residents).
- Land and density: 1.4 square miles of land carry roughly 1,021 residents per square mile.
- Land area: Dillsboro covers 1.4 square miles, the 233rd-largest area among Indiana's 565 places.
- State population share: Dillsboro accounts for about 0.0% of everyone in Indiana.
- National standing: Dillsboro ranks 9,005th of 19,457 US places.
- Growth rank: Dillsboro's 2020-to-2023 change ranks 141st of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Dillsboro's 1.4%.
- Density rank: Dillsboro is the 389th most densely settled place in Indiana.
- Density in context: Dillsboro's 1,021 people per square mile sit against a Indiana median of 1,375.
- Location: the Census Gazetteer records it at 39.0184, -85.0528.
- Nearest larger cities: Milan (8 mi); Aurora (9 mi); Lawrenceburg (11 mi); Versailles (11 mi); Rising Sun (12 mi). Larger metros often have more branches, but online lenders reach Dillsboro on the same terms.
- Smaller places nearby: Moores Hill (7 mi); Sunman (15 mi); Patriot (17 mi).
- Within a 50-mile radius: 60 smaller Census places.
- At 100 miles: 307 larger Census places fall inside that radius.
What shapes a Dillsboro personal loan
In Dillsboro, a small community of about 1,383, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Dillsboro loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Dillsboro loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Dillsboro
Dillsboro covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,021 residents per square mile. The state's population centre of gravity, Fort Wayne, is roughly 143 miles away. Counting outward 50 miles, 104 larger communities surround Dillsboro. Within the same 50 miles lie 60 smaller Census places.
How Indiana law applies in Dillsboro
Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Dillsboro lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
How Dillsboro compares across Indiana
Among Indiana's 565 places, Dillsboro sits at 256th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Dillsboro stands 141st among Indiana's 565 places — roughly the 75th percentile. At about 1,021 people per square mile, Dillsboro is the 389th most densely settled place in Indiana. The population moved by about 19 people between 2020 and 2023, a 1.4% shift.
Getting a loan in Dillsboro
With about 1,021 residents per square mile, Dillsboro is moderately settled, and 104 larger Census places sit within 50 miles. Whether Dillsboro has a local branch or not, a Indiana-licensed lender can serve its 1,383 people online on the same terms. For a larger market, the closest option is Milan, IN about 8 miles away.
Common questions
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Nearby places
- Moores Hill, IN — population 687
- Milan, IN — population 1,832
- Aurora, IN — population 3,508
- Lawrenceburg, IN — population 5,194
- Versailles, IN — population 2,188
- Rising Sun, IN — population 2,228
- Sunman, IN — population 931
- Greendale, IN — population 4,564