Personal loans in Dillonvale, OH
Two households in Dillonvale with comparable incomes can still be offered different rates; the city's 599 residents are not the reason. About 599 people live in Dillonvale, placing it 628th of 924 Census places in Ohio.
The trend for Dillonvale between 2020 and 2023 is downward by roughly 2.4%. Price two or three terms so you can see which payment is truly affordable in Dillonvale. The nearest larger city is Tiltonsville, OH about 4 miles away. A single loan can carry different costs on either side of a state line, and Dillonvale sits on the Ohio side of that line.
Dillonvale: the sourced local profile
Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.
- Population: the Census counts 599 residents in Dillonvale (Vintage 2023 subcounty estimate), the 628th-largest figure among Ohio's 924 places.
- Population trend: Lower by roughly 2.4% since the 2020 count.
- Net change: roughly 15 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 32% of the places in Ohio, with 599 residents in Dillonvale.
- Population density: about 1,552 people per square mile (Census land area 0.4 sq mi).
- By land area: Dillonvale ranks 730th among Ohio's 924 places, at 0.4 sq mi.
- State population share: Dillonvale accounts for about 0.0% of everyone in Ohio.
- Nationally: Dillonvale is the 12,438th-largest of 19,457 Census places in the dataset.
- Growth in Ohio: Dillonvale stands 803rd by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Dillonvale's 2.4% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Dillonvale places 334th among Ohio's places by people per square mile.
- Against the state median: Dillonvale runs about 1,552 residents per square mile, where the Ohio median is 1,289.
- Location: coordinates 40.1985, -80.7754 (US Census Bureau Gazetteer).
- Nearest larger cities: Tiltonsville (4 mi); Yorkville (5 mi); Adena (5 mi); Martins Ferry (7 mi); Bridgeport (9 mi). Larger metros often have more branches, but online lenders reach Dillonvale on the same terms.
- Smaller towns nearby: Mount Pleasant (2 mi); Rayland (5 mi); Windsor Heights (6 mi).
- Smaller neighbours: 97 places smaller than Dillonvale sit within 50 miles.
- At 100 miles: 523 larger Census places fall inside that radius.
Dillonvale on the map
Dillonvale covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,552 people per square mile. For the state's biggest city, Columbus, the distance is roughly 118 miles. Within 50 miles of Dillonvale there are 167 larger Census places. The 100-mile radius contains 523 larger places.
What to do before borrowing in Dillonvale
Complete these steps first when you borrow in Dillonvale (599 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Ohio regulator's licence list.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Dillonvale and the rest of Ohio is not the process but the borrower's own file, among the 599 people here.
Borrowing reach in Dillonvale
At roughly 1,552 people per square mile, Dillonvale is moderately settled; 167 larger places lie within 50 miles. Distance to a branch rarely matters for Dillonvale's 599 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Tiltonsville, OH about 4 miles away.
What Ohio law requires in Dillonvale
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Dillonvale lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What a Dillonvale borrower is actually offered
In Dillonvale, a small community of about 599, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Dillonvale's 599 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dillonvale decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Mount Pleasant, OH — population 382
- Yorkville, OH — population 942
- Tiltonsville, OH — population 1,225
- Rayland, OH — population 383
- Adena, OH — population 646
- Clearview, WV — population 459
- Martins Ferry, OH — population 6,076
- Windsor Heights, WV — population 339