Personal loans in Dent, MN

Pull your credit reports and line up at least three offers before you apply from Dent. For practical purposes, Dent's population was stable from the 2020 base to the 2023 estimate. Which products a lender may offer to Dent's 170 residents follows from the Minnesota consumer-lending framework. The nearest larger metro is Perham, MN about 7 miles away.

Dent by the numbers

Dent is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 170, ranked 678th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: Dent sits ahead of around 21% of Minnesota places, at 170 people.
• Population density: about 470 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Dent ranks 759th among Minnesota's 853 places, at 0.4 sq mi.
• Share of state population: Dent's 170 residents are about 0.0% of Minnesota.
• National rank: Dent is 16,943rd of 19,457 places nationwide.
• Growth rank: Dent's 2020-to-2023 change ranks 323rd of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Dent's 0.0%.
• Density rank: Dent is the 503rd most densely settled place in Minnesota.
• Density in context: Dent's 470 people per square mile sit against a Minnesota median of 607.
• Location: the Census Gazetteer records it at 46.5532, -95.7186.
• Nearest larger cities: Perham (7 mi); Vergas (8 mi); Ottertail (11 mi); Frazee (12 mi); New York Mills (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Richville (5 mi); Erhard (19 mi); Clitherall (20 mi), each with its own Census population profile.
• Within a 50-mile radius: 19 smaller Census places.
• At 100 miles: 205 larger Census places fall inside that radius.

Steps to take before a Dent loan

Before you apply in Dent, a community of about 170, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Dent and the rest of Minnesota is not the process but the borrower's own file, among the 170 people here.

What a Dent borrower is actually offered

Most loans made to Dent's 170 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Dent can be quoted different APRs on the same amount and term. Shortening the term on a Dent loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Dent

The Census Gazetteer records about 0.4 square miles of land within Dent, with no significant water area listed. The resulting density is about 470 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 161 miles away. Dent has 50 larger places within a 50-mile radius. Within the same 50 miles lie 19 smaller Census places.

The Minnesota lending rules that reach Dent

Read the table as a lender's compliance picture for Dent: the rule, the sourced figure, the publisher and the date.

Where Dent sits in Minnesota

Set beside Minnesota's 853 places, Dent ranks 678th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Dent ranks 323rd of 853 in Minnesota (about the 62th percentile). Its roughly 470 residents per square mile place it 503rd among Minnesota's places. In land area, Dent ranks 759th among Minnesota's 853 places.