Personal loans in Delavan, WI
Delavan is a small town of about 8,523 residents, and a personal loan taken out here is governed by Wisconsin statute. The Census estimates 8,523 residents in Delavan, which ranks it 113th of 605 places in Wisconsin.
A larger market lies at Elkhorn, WI about 6 miles away. Population in Delavan dropped about 0.1% over the three years from 2020 to 2023. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Delavan's 8,523 residents. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Delavan.
Local context for Delavan
Here is the sourced Census picture for Delavan, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: 8,523 people, a figure that places Delavan 113th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: roughly 81% of Wisconsin's places have fewer residents than Delavan's 8,523.
- Population density: about 1,150 people per square mile (Census land area 7.4 sq mi).
- Land area rank: Delavan's 7.4 square miles rank 104th of 605 places in Wisconsin.
- Water area rank: Delavan ranks 74th among Wisconsin's 605 places, with 0.46 sq mi.
- Share of Wisconsin: Delavan holds about 0.2% of the state's population, some 8,523 people.
- National rank: Delavan is 3,523rd of 19,457 places nationwide.
- Growth rank: Delavan's 2020-to-2023 change ranks 275th of 605 places in Wisconsin.
- Against the state trend: Delavan's 0.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Delavan ranks 186th by people per square mile.
- Density vs Wisconsin: Delavan's 1,150 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 42.6305, -88.6298.
- Nearest larger cities: Elkhorn (6 mi); Lake Geneva (11 mi); Harvard (14 mi); Whitewater (15 mi); Burlington (18 mi). Lenders licensed in the state serve Delavan whether or not they keep a local branch.
- Nearest smaller places: Darien (5 mi); Williams Bay (6 mi); Fontana-on-Geneva Lake (7 mi).
- Smaller places within 50 miles: 145 of them.
- Larger places within 100 miles: 265.
How a Delavan personal loan is priced
With roughly 8,523 residents, Delavan is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Delavan. A longer term lowers the monthly payment on a Delavan loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Delavan
Delavan is a moderately settled community of about 8,523 people, with 93 larger places inside a 50-mile radius. Distance to a branch rarely matters for Delavan's 8,523 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Elkhorn, WI about 6 miles away.
The geography behind Delavan
Inside Delavan's boundaries lie roughly 7.4 square miles of land and 0.46 square miles of water. That land carries about 1,150 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 45 miles. Counting outward 50 miles, 93 larger communities surround Delavan. Within the same 50 miles lie 145 smaller Census places.
Delavan against the rest of Wisconsin
Within Wisconsin, Delavan holds roughly 0.2% of all residents, the 113th-largest share among 605 places. For population change between 2020 and 2023, Delavan ranks 275th of 605 in Wisconsin (about the 55th percentile). At about 1,150 people per square mile, Delavan is the 186th most densely settled place in Wisconsin. In land area, Delavan ranks 104th among Wisconsin's 605 places.
Which Wisconsin laws govern a loan in Delavan
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Delavan lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Darien, WI — population 1,570
- Williams Bay, WI — population 2,981
- Elkhorn, WI — population 10,230
- Fontana-on-Geneva Lake, WI — population 1,890
- Walworth, WI — population 2,803
- Sharon, WI — population 1,565
- Harvard, IL — population 9,356
- Lake Geneva, WI — population 8,684